$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Anyone looking for loans for cash online can agree that it’s no simple task. The very process of looking for the right loan provider that suits your needs can be time-consuming, not to mention the application process itself. This can be discouraging for anyone looking to borrow money online instantly, or at least quickly.

And this is exactly why Fundo is here. At Fundo, we strive to make the application process as seamless as possible so that you don’t have to feel like you’re jumping through hoops just to get a loan. We even make the approval process as quick as possible so we can get you closer to the funds you need.

How can I make sure that an online lender is legit?

When looking for online cash lenders, it's important to be cautious and make sure you're dealing with a reputable and legitimate one. 

One step you can take is to check the lender's website and look for their contact information, such as a phone number and email address. A legitimate lender should have an easily accessible and functional website. 

Another step is to research their reputation by looking for online reviews and testimonials from past customers. Be wary of lenders with consistently negative reviews. 

Additionally, you can check with regulatory bodies such as the Australian Securities & Investments Commission (ASIC) in Australia, to see if the lender is licensed and registered. For example, we at Fundo have our ASIC licence number up on our website which you can use to validate its legitimacy instead of just choosing any results found under ‘quick loans Australia’ or ‘cash loan money’ online. 

Once you’re sure that the loan provider is legitimate, you can then check out their eligibility criteria to see if you can take out a cash loan online with them.

To be eligible for our loans for cash ranging from $500 to $2,000 at Fundo, you must:

  • be at least eighteen years old at the time of your application;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $300/week in regular income, excluding government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • not place undue financial pressure on yourself by borrowing from Fundo.

If you tick all these boxes, head on over to our website, click on the ‘Apply Now’ button, and enjoy your easy loans for cash application process. If you qualify, we’ll send you a unique loan agreement and work to deposit your online loans fast, often on the same day.

Do interest rates for cash loans vary depending on the lender?

Yes, interest rates for cash loans can vary depending on the lender. Generally, the interest rate offered on a loan can depend on factors such as the borrower's credit history, the loan amount, and the specific terms of the loan. 

At Fundo, your online fast loan rates are not influenced by your credit score, so you won't need to worry about it too much. And while we do take your credit score into account during our approval process as responsible lenders, we like to focus more on your ability to repay your loan on time than any financial issues you may have had in the past.

However, there is one credit score that can greatly help boost your loan approval rates with us, and that’s your Fundo Credit Score. 

The Fundo Credit Score is a system that rewards positive financial behaviour such as repaying your loans for cash early or on time, sharing feedback on your loan experience, and even referring friends to Fundo. For improved Fundo credit scores, we also offer special discounts and benefits.

The higher your Fundo score, the higher your chances of being approved for loans for cash with us in the future.

What is the best way to compare loans online?

Comparing loans online is an important step in ensuring that you get the best deal for your needs instead of just choosing any lender that claims to provide you with a loan within minutes. The best way to compare online fast loans online is to take a look at the various loan options available and then create a comparison table with all the details, such as interest rates, repayment terms, fees, and other features. 

You can also use a loan calculator to help you assess the costs of different loans, including the total amount you will pay over the life of the loan. When comparing online quick cash loans online, it's also important to read the fine print and make sure you understand any additional charges or fees associated with the loan, along with asking any questions you may have to ensure that you fully understand their loan terms.

Finally, make sure you check the lender's reputation and read customer reviews to make sure you are dealing with a reputable lending institution. 

While these precautions are all incredibly important when finding the right loan for you, you no longer have to sort through and compare different lenders now that you’ve found Fundo. We avoid confusing legal jargon and heavy paperwork, getting straight to the point of your loan with transparent terms and no hidden details. 

Another way Fundo makes managing your loan easier is by providing you with your very own self-service dashboard.

With the dashboard, you can quickly view and update your account, make or reschedule repayments, and easily keep track of your loan information. We make it easy for you to access and manage your fast small loans for cash at any time.

Get closer to the funding you need with Fundo

At Fundo, we understand that getting a loan can be challenging, especially if you don't have the best credit score. In our capacity as a private lender, we strive to make the application process for loans for cash as simple and straightforward as possible.

You can apply for short-term loans and fast cash loans with us with no worries, as we pride ourselves on providing clear and transparent loan options, flexible repayment plans, and no hidden fees or charges. 

Our Australian-owned and managed institution is dedicated to making the process of obtaining small loans as stress-free as possible. 

Fundo is here to help you get the financial support you need, so take advantage of our small loans today!

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational and entertainment purposes only and should not be taken as financial advice or recommendation. Any commentary views are subject to change without notice at any time.