200 Cash Loan
Same day funds up to $5,000
Same day funds up to $5,000
When you’re looking for a $200 cash loan, it’s typically to handle smaller expenses or unexpected bills. However, securing a slightly larger loan can provide more flexibility in covering all of your costs. Fundo offers small loans starting from $500, ensuring you have access to a broader range of financial support with fast approval and easy repayment terms.
How can I get a $200 cash loan in Australia?
If you’re looking for a 200 cash loan in Australia, you’re likely facing an urgent or unexpected expense. While many traditional lenders don’t offer such small loan amounts, at Fundo, we provide small loans starting from $500, offering flexible and quick solutions for people in need of financial assistance. Whether it’s for a minor repair, an unexpected bill, or an emergency situation, we aim to make the application process straightforward, with transparent terms and fast approval times.
Although Fundo does not offer loans as low as $200, we are committed to providing accessible solutions starting from $500, ensuring you have the financial support you need without hidden fees or complex terms.
What is the process for applying for a small loan at Fundo?
Here’s how Fundo’s loan process works if you’re seeking a loan for small financial needs:
With Fundo, you get a simple, fast, and transparent process to access the funds you need.
FAQs
Can I apply for a $200 loan with Fundo?
No, Fundo offers small loans starting from $500. If you need a larger loan for an urgent expense, we may be able to help. Learn more about our small loan options.
How fast can I get approved for a loan with Fundo?
If you apply and are approved during business hours, you could receive your funds the same day or by the next business day, depending on your bank’s processing times. Fundo offers fast cash loan options to help you get the funds you need quickly.
What can I use my small loan for?
You can use your loan for a variety of needs, including unexpected bills, medical expenses, car repairs, or household emergencies. However, Fundo does not provide loans for paying off existing debt, utility bills, or mortgage repayments.
Is there a credit check for Fundo loans?
Yes, a credit check may be part of our loan assessment process to ensure responsible lending. However, we focus on your overall financial situation and ability to repay the loan.
Can I get a loan from Fundo if I’m on Centrelink?
Yes, you can apply for a loan if you’re receiving Centrelink payments, as long as your total income, including Centrelink benefits, meets our $1,000 per fortnight requirement. Fundo provides loans for Centrelink customers as part of our flexible lending solutions.
Safe
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application²
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Safe
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Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
