200 Cash Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you’re looking for a $200 cash loan, it’s typically to handle smaller expenses or unexpected bills. However, securing a slightly larger loan can provide more flexibility in covering all of your costs. Fundo offers small loans starting from $500, ensuring you have access to a broader range of financial support with fast approval and easy repayment terms.
How can I get a $200 cash loan in Australia?
If you’re looking for a 200 cash loan in Australia, you’re likely facing an urgent or unexpected expense. While many traditional lenders don’t offer such small loan amounts, at Fundo, we provide small loans starting from $500, offering flexible and quick solutions for people in need of financial assistance. Whether it’s for a minor repair, an unexpected bill, or an emergency situation, we aim to make the application process straightforward, with transparent terms and fast approval times.
Although Fundo does not offer loans as low as $200, we are committed to providing accessible solutions starting from $500, ensuring you have the financial support you need without hidden fees or complex terms.
What is the process for applying for a small loan at Fundo?
Here’s how Fundo’s loan process works if you’re seeking a loan for small financial needs:
With Fundo, you get a simple, fast, and transparent process to access the funds you need.
FAQs
Can I apply for a $200 loan with Fundo?
No, Fundo offers small loans starting from $500. If you need a larger loan for an urgent expense, we may be able to help. Learn more about our small loan options.
How fast can I get approved for a loan with Fundo?
If you apply and are approved during business hours, you could receive your funds the same day or by the next business day, depending on your bank’s processing times. Fundo offers fast cash loan options to help you get the funds you need quickly.
What can I use my small loan for?
You can use your loan for a variety of needs, including unexpected bills, medical expenses, car repairs, or household emergencies. However, Fundo does not provide loans for paying off existing debt, utility bills, or mortgage repayments.
Is there a credit check for Fundo loans?
Yes, a credit check may be part of our loan assessment process to ensure responsible lending. However, we focus on your overall financial situation and ability to repay the loan.
Can I get a loan from Fundo if I’m on Centrelink?
Yes, you can apply for a loan if you’re receiving Centrelink payments, as long as your total income, including Centrelink benefits, meets our $1,000 per fortnight requirement. Fundo provides loans for Centrelink customers as part of our flexible lending solutions.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
