24 Hour Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Unexpected expenses can strike at any time, and waiting days for a loan approval isn’t always an option. Whether it’s a medical emergency, urgent car repairs, or any other immediate financial need, a 24-hour loan can provide quick relief. At Fundo, we aim to offer fast, flexible small loans to help you get back on track without delay.
Can I get a 24-hour loan with Fundo?
Fundo offers small loans designed to meet your financial needs as quickly as possible. While we strive to process applications efficiently, whether you receive your funds within 24 hours depends on several factors. Applications made during business hours are typically processed faster, and if all your details are verified promptly, you could receive your funds the same day or the next business day. It’s essential to note that bank processing times may also affect when the funds hit your account.
If you’re in need of quick cash, our 24-hour loan options may provide the fast access you’re looking for.
What can I use a 24-hour loan for?
A 24-hour loan can be used for various purposes, excluding paying off existing debt or covering utility bills, rent, or mortgage repayments. Whether it’s covering a sudden medical expense, repairing a vehicle, or purchasing an emergency travel ticket, Fundo’s small loans are flexible enough to address a wide range of short-term needs.
However, it’s important to remember that Fundo does not provide loans for paying off credit card debt or existing loans. For more about suitable loan uses, visit our easy quick loan page.
Am I eligible for a 24-hour loan?
To apply for a loan with Fundo, you’ll need to meet the following eligibility criteria:
Fundo assesses all applications individually to ensure that the loan will not place the applicant in a worse financial position. A formal credit check may be required as part of our assessment process to help us make an informed decision. If you’re on Centrelink, Fundo welcomes applications from customers receiving government benefits as part of their income. You can read more about eligibility on our cash loans without payslip page.
How do I get a 24-hour loan on Centrelink?
If you’re on Centrelink, Fundo can still assist you in securing a 24-hour loan. We understand that circumstances vary, and while no loans are guaranteed, we assess all applications fairly. To apply, you’ll need to meet the same criteria as all other applicants, including proof that you earn at least $1,000 per fortnight. Once approved, your funds could be available within 24 hours, depending on when the application was submitted and verified.
For more details about fast loans, check out our instant payday loans for unemployed.
What happens if my 24-hour loan is delayed?
Although we strive to provide access to funds quickly, delays can occur if your application is submitted outside of business hours or if bank processing times are slower than usual. If your application is submitted near the end of the business day, your loan might be deposited the next business day. Rest assured, we aim to process and approve loans as efficiently as possible. To give yourself the best chance of receiving your loan quickly, submit your application early in the day.
FAQs
Can I get a loan without a payslip?
Yes, Fundo offers loans without requiring a traditional payslip, as long as you can verify your income from other sources like Centrelink payments. Check out our cash loans without payslip for more details.
Is a credit check required?
In some cases, yes. Fundo may conduct a formal credit check as part of the credit assessment process to determine your ability to repay the loan.
Can I use a 24-hour loan for emergencies?
Absolutely! Fundo’s small loans are perfect for urgent financial needs, such as car repairs, medical emergencies, or other unexpected expenses.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
