Cash Loans 247
Same day funds up to $5,000
Same day funds up to $5,000
Life doesn’t wait for business hours, and neither should your access to cash. Whether you’re dealing with an emergency or need quick access to funds, Fundo’s cash loans are available 24/7 to help you manage your immediate financial needs. With a simple online application process and fast approval, you can apply for a loan anytime, from anywhere.
How do Fundo’s 24/7 cash loans work?
At Fundo, we understand that unexpected expenses can arise at any time. That’s why we’ve made it possible for you to apply for a loan at any hour of the day, 365 days a year. While the application is available around the clock, the speed at which you receive your funds will depend on when your loan is processed. Applications submitted during business hours are reviewed and processed faster, with funds potentially available the same day or the next business day depending on your bank.
Here’s how our 24/7 cash loans work:
Fundo’s cash loans are designed to help you manage urgent financial situations quickly and efficiently. You can apply anytime, and we’ll do our best to get you the funds as fast as possible.
What can I use a 24/7 cash loan for?
A cash loan can be used to cover various expenses that may arise unexpectedly, including:
However, Fundo’s loans are not intended for paying off existing debt, rent, or utility bills. Our loans are designed for short-term financial gaps, providing a fast and flexible solution to life’s unexpected expenses. For more about how to use a cash loan, visit our easy quick loan page.
Who is eligible for a 24/7 cash loan?
To be eligible for a cash loan with Fundo, you need to meet the following criteria:
Each application is assessed individually, and while a formal credit check may be required, Fundo looks at your overall financial situation to determine if the loan will be manageable for you.
For more details on how to qualify for a cash loan, check out our cash loans without payslip page.
How fast can I get a 24/7 cash loan?
At Fundo, we aim to provide funds as quickly as possible. Applications made during business hours are processed swiftly, and if approved, you could receive the money the same day. For applications submitted outside of business hours, you can expect the loan to be processed on the next business day. Bank processing times may also affect when the funds become available in your account.
For more details, visit our 24-hour loan page.
What are the repayment terms for a 24/7 cash loan?
Fundo offers flexible repayment options to suit your financial needs. You can choose to repay your loan on a weekly, fortnightly, or monthly basis, depending on what works best for your budget. We work closely with our customers to create a repayment plan that’s both manageable and stress-free.
To learn more about repayment options, check out our cash loans weekly payments page.
FAQs
Can I apply for a loan outside of business hours?
Yes, you can apply for a loan with Fundo at any time, day or night. While the application is available 24/7, processing typically occurs during business hours.
Do you require a credit check for 24/7 cash loans?
In some cases, yes. Fundo may conduct a credit check as part of the loan assessment process to ensure you can manage the repayments without financial hardship.
How quickly can I get the money?
If you apply during business hours and all details are verified, you could receive your funds the same day. Applications submitted outside of business hours will be processed the next business day.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.