Apply For A Small Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When life throws an unexpected expense your way, the last thing you want is a complicated loan application process. While traditional banks may offer some options, their stringent requirements and lengthy procedures often leave borrowers frustrated. If you're looking to apply for a small loan, you’ve come to the right place! With Fundo, getting the funds you need is fast and hassle-free.
Once you're ready to apply for a small loan, you can select from a range of loan purposes, including emergency expenses or home improvements. Our small loans have terms up to 180 days for a MACC loan, and you can pay off the loan anytime to avoid unnecessary fees.
Applying for a small loan is straightforward! If you’re over 18 years of age, currently living in Australia, and earn a minimum verified income of $1,000 per fortnight (including government benefits), you're likely eligible to apply. Our application form is readily available online, so you can skip the searches for “loans today” and “personal loans”—you’re already here! Submit your application during business hours, and you could see a decision and potential same-day loan release.
Did you know your financial relationship with us can enhance your Fundo Score? By consistently making timely repayments and referring friends, you’ll improve your approval odds for future loans. So, let’s get started on your journey to financial flexibility—apply for your small loan today!
If you’ve been on the lookout for reliable lenders while researching keywords like “Small Loan Bad Credit” or “Can You Get A Payday Loan Without A Checking Account”, your search ends here! With Fundo, you’ll find a friendly face ready to help you through your financing needs. So go ahead, apply now!
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Kim S.
Ellie P.
Robert D.
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application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
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and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
