Apply For Loan
Same day funds up to $5,000
Same day funds up to $5,000
At Fundo, we provide a multitude of options when you want to apply for loan offers. When life happens unexpectedly, we’ve got your back with our rapid, uncomplicated application and approval process for same-day loans. We understand the stress of financial emergencies and offer fast cash loans, helping you regain control without any fuss.
We’re here for you when you’re looking for a short-term cash loan or a personal loan. For those urgent situations, our same-day loans may help you access funds when you need them the most. We also offer education, furniture, and home renovation loans. We can even assist with emergency, dental, and cosmetic surgery loans for unforeseen medical expenses.
At Fundo, we don’t complicate matters for those looking for a quick personal loan online. We simplify them. We’re driven by our dedication to your financial well-being, providing a funding experience that is as approachable and friendly as it is efficient.
Being self-employed doesn’t close the doors at Fundo. We value the courage of entrepreneurs and are keen on providing self-employed individuals with small loans Australia-wide.
To apply for loan options at Fundo, you should be at least eighteen years old. We don’t discriminate based on the nature of your job, so whether you’re an employee or a business owner, if you’re earning a regular income of at least $1000 per fortnight, we’ve got you covered.
Another important eligibility criterion when you apply for loan offers is a demonstration of your ability to meet repayment deadlines. We care about your financial well-being, so we want to ensure the loan repayments are manageable and won’t place undue financial pressure on you. It’s part of our commitment to responsible lending.
Being a citizen or a tax-paying resident of Australia is another essential requirement for our quick loans.
We often hear borrowers telling us, ‘I need cash fast, but I’m still working to fix my credit history.’
At Fundo, we see beyond credit scores when you apply for loan offers. We firmly believe everyone deserves a fair shot at securing a loan when they need it the most. We strive to provide that chance, even for individuals with a not-so-great credit history, when it comes to our online loan application process.
Our focus is on you and your present financial capabilities, not your past. While we assess your ability to meet repayment deadlines, we’re not solely bound by credit scores. We’re all about understanding your unique circumstances and offering flexible repayment options tailored to suit your financial situation.
When it comes to loan repayment, we’re not about hard and fast rules. Instead, we believe in providing options that suit your financial situation. That’s why we offer flexible repayment durations on our loans.
We understand that everyone’s financial circumstances are unique when looking to apply for loan offers. So, whether you want to pay off your loan quickly or need a bit more time, we’ve got you covered.
As much as we’ll help you when you’re looking up terms like ‘loans today online’, you have to remember that you should also plan wisely to meet repayment deadlines. We’ll discuss the terms with you, ensuring they’re clear and straightforward – no confusing legal talk or hidden fees.
To further help you apply for loan offers, we provide our unique Fundo Credit Score system. It’s a fun, interactive feature that encourages responsible borrowing. You can enhance your Fundo Credit Score by making timely repayments, leaving reviews, and referring others to Fundo!
Need a teeny tiny loan? Apply now!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
