Apply For Loan Australia
Same day funds up to $5,000
Same day funds up to $5,000
If you're looking to apply for a loan in Australia, you probably need quick and hassle-free funding. Whether it’s for unexpected expenses or an urgent bill, finding an efficient lending option can make all the difference. At Fundo, we understand that life sometimes throws curveballs, and we're here to support you with our short-term loans. With a seamless online application process, Fundo offers eligible borrowers straightforward access to cash without the lengthy wait times associated with traditional loans.
Our streamlined process means you no longer have to waste days gathering paperwork. With Fundo, you can apply for a loan and receive funds swiftly, hitting your account within 60 seconds from contract acceptance. Our friendly platform takes the complications out of borrowing—no confusing legalese, just clear terms and transparent fees!
When you want to apply for a loan in Australia, you have options that cater to your needs. For example, our short-term loans come with up to 26-week terms, allowing you the flexibility to pay off your loan comfortably. Successfully repaying your loan on time can also help enhance your chances for future loans. Therefore, if you are responsible with your finances and pay on time, your opportunities with us may improve!
Don't just take our word for it—our loans can assist in various ways. You might need cash for urgent household repairs or a once-off expense. Our home renovation loans can help fund that kitchen upgrade you've been dreaming of, or our emergency loans can support you through unexpected expenses like a car repair. No matter the reason, we're here to help!
Our eligibility criteria are designed to be straightforward. To get started, you must:
If you meet these simple requirements, fill out your application and indicate the loan amount or term you're interested in. If approved during business hours, you could receive your cash on the same day! Plus, you can gauge your application’s suitability with our interactive Fundo Score system. The better your score, the more likely you are to be approved! And for returning customers, completing your application takes only three clicks.
Why search tirelessly for 'instant cash loans'? With Fundo, you have everything you need. Start your journey with us today and see how quickly you can get your desired loan!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.