Apply For Loans Online
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you’re ready to apply for a loan online, Fundo offers a quick and easy solution. We provide small loans starting from $500, with options going up to $5,000. Whether it’s an emergency expense or a personal financial need, Fundo’s online application process is designed to give you fast approval. Our streamlined process ensures that you can get the funds you need without the hassle and long wait times associated with traditional loan applications.
At Fundo, we prioritize speed and convenience. Our online application is simple and can be completed from anywhere at any time. Once you submit your application, our team works quickly to review it, often providing approval on the same day. After approval, if you have a PayID-enabled bank account, Fundo can transfer the loan funds to you within 60 seconds from accepting your loan agreement, provided your bank supports PayID, giving you immediate access to the cash you need. This fast process helps you handle your financial situation with ease, without having to wait for days or even weeks for funding.
In addition to fast approval and instant access to funds, Fundo offers personal loans with flexible repayment options that can be customized to suit your financial situation. Whether you’re looking to repay the loan quickly or need more time, Fundo ensures that the loan repayment process is as manageable as possible. This flexibility, combined with fast approval and funding, makes Fundo an ideal choice for those who need quick financial assistance without the hassle of traditional loan applications.
Apply for Loans Online FAQs
How quickly can I get approved for a loan from Fundo?
Fundo’s online application process is fast and efficient. Once your application is submitted, it’s reviewed promptly, and in many cases, you can receive approval on the same day. If you have a PayID-enabled bank account, Fundo can transfer the loan funds to you within 60 seconds from accepting your loan agreement, provided your bank supports PayID.
What can I use a loan from Fundo for?
Fundo’s small loans can be used for a variety of short-term financial needs. Whether it’s an unexpected bill, an emergency expense, or a personal financial gap, Fundo’s loans provide quick access to the cash you need to manage your finances.
How does Fundo’s funding system provide instant access to loan funds?
If your bank account supports fast transfers, Fundo can transfer the loan funds instantly - within 60 seconds from accepting your loan agreement, provided your bank supports the transfer method. This ensures that you can access your funds immediately after approval to handle any financial challenges you’re facing.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that can be tailored to fit your financial situation. Whether you need more time to repay or prefer a shorter repayment period, Fundo works with you to ensure that the loan is manageable.
Do I need good credit to apply for a loan from Fundo?
No, Fundo does not require perfect credit. While a credit check may be part of our responsible lending process, we focus more on your current financial situation and ability to repay the loan. Our bad credit loans are designed to assist those who may have difficulty qualifying elsewhere.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
