Bad Credit Personal Loans Melbourne
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When financial surprises pop up, people often seek out bad credit personal loans in Melbourne to help cover those unexpected costs. Traditional lending options like banks may not always be the answer, leaving many turning to the internet for alternatives. This is where Fundo comes in! As an online lender dedicated to serving Australians, including those with fair credit, we specialise in providing short-term loans designed to be fast, easy, and stress-free.
Whether you are looking for bad credit weekend loans or an emergency solution, we have you covered! Our bad credit unsecured loans are perfect for urgent needs, providing you with a lifeline when you need it most. By staying responsible and making repayments on time, you’ll also be well-positioned for future borrowing opportunities.
Wondering if you qualify? Here’s what it takes to apply for a loan with Fundo:
If you meet these criteria, applying for a bad credit personal loan in Melbourne with Fundo is easy! Simply fill out our online application to kickstart the process. If you apply during business hours, you may receive your funds on the same day!
Consider giving your finances a performance boost by working on your Fundo Score. Timely repayments play a significant role in helping you achieve a better score, translating into more favourable loan conditions in the future.
There’s no need to keep looking for 60-minute loans or same day cash loans. At Fundo, we’re dedicated to helping you find the financial support you need quickly and efficiently. Ready to get started? Apply for your bad credit personal loan today and take control of your expenses!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
