Bad Credit Unsecured Loan
Same day funds up to $5,000
Same day funds up to $5,000
In times of urgency, securing a loan can be a practical solution for unexpected expenses. Whether you need to repair a leaky pipe or cover a sudden car issue, having quick access to cash is essential. If you've been searching for a bad credit unsecured loan, your search ends right here with Fundo. As a privately-owned, Australian lender, we pride ourselves on helping borrowers from all walks of life, especially those managing the challenge of less-than-perfect credit scores.
With Fundo, you can trust that applying for a bad credit unsecured loan is hassle-free. We eliminate the frustration often associated with traditional lenders, providing clear information without complex jargon. Our loans offer straightforward terms, ensuring you know exactly what to expect. Plus, if your application is accepted, you may see the funds in your account within 60 seconds after contract acceptance. How convenient is that?
If you have experienced the stress of searching for a bad credit unsecured loan or other similar loans, you’ll appreciate Fundo’s easy online application. Simply provide us with details regarding the amount you require and your financial information. Our eligibility requirements are minimal:
If everything checks out and you apply during business hours, you could receive your funds quickly and efficiently. No more scrolling through search results for instant cash loans or payday advance applications.
In addition to bad credit unsecured loans, we provide various loan options tailored to meet various needs. From emergency loans for urgent situations to home renovation loans for your creative projects, we are here to support your financial journey. Our loans feature flexible repayment terms, so you can choose to pay off your loan within up to 180 days or earlier if you prefer.
Looking to enhance your borrowing capacity? Focus on increasing your Fundo Score. You can achieve this by making timely payments, referring friends, and keeping your existing loans to a minimum. By doing so, you not only improve your chances for approval on future loans but also set yourself up for a more manageable financial pathway.
Don't wait! Take the first step today towards gaining access to a bad credit unsecured loan that genuinely fits your circumstances. Apply now with Fundo and experience a supportive approach to your borrowing needs!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
