Bad Credit Unsecured Loan
Same day funds up to $5,000
Same day funds up to $5,000
In times of urgency, securing a loan can be a practical solution for unexpected expenses. Whether you need to repair a leaky pipe or cover a sudden car issue, having quick access to cash is essential. If you've been searching for a bad credit unsecured loan, your search ends right here with Fundo. As a privately-owned, Australian lender, we pride ourselves on helping borrowers from all walks of life, especially those managing the challenge of less-than-perfect credit scores.
With Fundo, you can trust that applying for a bad credit unsecured loan is hassle-free. We eliminate the frustration often associated with traditional lenders, providing clear information without complex jargon. Our loans offer straightforward terms, ensuring you know exactly what to expect. Plus, if your application is accepted, you may see the funds in your account within 60 seconds after contract acceptance. How convenient is that?
If you have experienced the stress of searching for a bad credit unsecured loan or other similar loans, you’ll appreciate Fundo’s easy online application. Simply provide us with details regarding the amount you require and your financial information. Our eligibility requirements are minimal:
If everything checks out and you apply during business hours, you could receive your funds quickly and efficiently. No more scrolling through search results for instant cash loans or payday advance applications.
In addition to bad credit unsecured loans, we provide various loan options tailored to meet various needs. From emergency loans for urgent situations to home renovation loans for your creative projects, we are here to support your financial journey. Our loans feature flexible repayment terms, so you can choose to pay off your loan within up to 180 days or earlier if you prefer.
Looking to enhance your borrowing capacity? Focus on increasing your Fundo Score. You can achieve this by making timely payments, referring friends, and keeping your existing loans to a minimum. By doing so, you not only improve your chances for approval on future loans but also set yourself up for a more manageable financial pathway.
Don't wait! Take the first step today towards gaining access to a bad credit unsecured loan that genuinely fits your circumstances. Apply now with Fundo and experience a supportive approach to your borrowing needs!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.