Bad Debt Consolidation Loans
Same day funds up to $5,000
Same day funds up to $5,000
Unexpected expenses can arise at any moment, and when they do, securing a loan might be your best bet. If you've been searching for bad debt consolidation loans that don't align with your needs, we’ve got great news! At Fundo, we specialise in providing short-term loans that are designed to cater to a wide range of borrowers, making it easier for you to find a solution.
Why waste time with lenders offering terms that don't fit? With Fundo, you get:
When applying for loans, careful consideration of repayment plans is essential. Our team understands the challenges you may face when looking for bad debt consolidation loans. We pride ourselves on being a responsible lending option, ensuring you can make informed decisions. Whether you're interested in funding home improvements through our home renovation loans or need quick cash for urgent situations with our emergency loans, we've got you covered. While we don't offer traditional debt consolidation loans, we do provide small loans that can help with various urgent expenses.
At Fundo, we believe in rewarding good financial behaviours. That's why if you pay off your loan early, you may reduce your monthly costs with no prepayment penalties. Our sleek self-service dashboard allows you to easily track your loan repayment progress, and you can take up to 180 days for a Medium (MACC) loan from the date of approval to pay back the full amount. Plus, you’ll receive valuable insights and financial wellness advice right through the dashboard!
Curious about whether you qualify? Fundo offers a straightforward eligibility process! To secure your loan, you need to:
Begin your application today by filling out the online form with your borrowing amount, personal and financial details, and contact information. If you apply during business hours and everything checks out, you could receive your funds on the same day!
Ready to take control of your finances? Stop searching for instant cash loans or quick cash options. With Fundo, you can improve your **Fundo Score** and increase your chances of being approved for a loan. Simply pay on time, refer friends, leave reviews, and reduce your existing loans to enhance your credit standing.
Don't hesitate—apply now and get the funds you need to manage those unexpected expenses!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
