Best Bank For Personal Loans
Same day funds up to $5,000
Same day funds up to $5,000
Looking for the best bank for personal loans? If you're feeling pressed for time and need convenient funding options, traditional banks often fall short, leaving you frustrated. Here at Fundo, we understand that life can throw unexpected expenses your way and that you need a quick solution. Our focus is on providing fast and reliable personal loans designed for your needs, even if your credit history isn't perfect.
At Fundo, we don't just offer personal loans; we want you to feel empowered throughout the process. With loan amounts ranging from $500 to $5,000, you can choose a short-term solution that works for you. Our online dashboard allows you to track your loan and payments effortlessly while providing financial wellness resources to help you manage your money wisely.
Searching for a reliable loan doesn't mean enduring a lengthy application process. If you need a loan, simply make sure you meet our criteria:
Once your application is approved, you can expect funds in your account within 60 seconds from contract acceptance. Whether you're tackling urgent expenses or planning a special occasion, Fundo is here to make it happen. If you are wondering about applying after your first loan — good news! Completing a new application is as easy as three clicks.
Rather than searching for terms like 'payslip loans' or 'secured loans with bad credit', choose Fundo for straightforward support. By responsibly choosing our short-term loans, you can improve your financial well-being and enhance your Fundo Score.
Ready to get started? Dive into your journey with Fundo today! Apply now and eliminate the stress associated with finding the best bank for personal loans.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
