Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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Looking for the best bank for personal loans? If you're feeling pressed for time and need convenient funding options, traditional banks often fall short, leaving you frustrated. Here at Fundo, we understand that life can throw unexpected expenses your way and that you need a quick solution. Our focus is on providing fast and reliable personal loans designed for your needs, even if your credit history isn't perfect.
At Fundo, we don't just offer personal loans; we want you to feel empowered throughout the process. With loan amounts ranging from $500 to $10,000, you can choose a short-term solution that works for you. Our online dashboard allows you to track your loan and payments effortlessly while providing financial wellness resources to help you manage your money wisely.
Searching for a reliable loan doesn't mean enduring a lengthy application process. If you need a loan, simply make sure you meet our criteria:
Once your application is approved, you can expect funds in your account within 60 seconds from contract acceptance. Whether you're tackling urgent expenses or planning a special occasion, Fundo is here to make it happen. If you are wondering about applying after your first loan — good news! Completing a new application is as easy as three clicks.
Rather than searching for terms like 'payslip loans' or 'secured loans with bad credit', choose Fundo for straightforward support. By responsibly choosing our short-term loans, you can improve your financial well-being and enhance your Fundo Customer Score.
Ready to get started? Dive into your journey with Fundo today! Apply now and eliminate the stress associated with finding the best bank for personal loans.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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