Payslip Loans
Same day funds up to $5,000
Same day funds up to $5,000
How can I apply for payslip loans with Fundo?
If you’re searching for payslip loans, you may be looking for a loan that is quick and easy to apply for using your regular income as proof. At Fundo, we provide small loans starting from $500, and applying is simple. While many lenders require multiple forms of documentation, a regular payslip showing consistent income can help demonstrate your ability to repay the loan. Fundo’s online application process is designed to be fast and convenient, ensuring you can access the cash you need without the hassle of extensive paperwork.
Our loan process prioritises responsible lending, so while we may require proof of income (such as your payslip) and a formal credit check, our focus is on your current ability to repay the loan. Once approved, you can receive your funds within 24 hours, helping you handle urgent expenses like car repairs, medical bills, or other short-term needs.
What do I need to qualify for payslip loans with Fundo?
At Fundo, we offer payslip loans to Australians who meet our eligibility criteria. To qualify, you need to:
By providing your payslip as part of the application process, you can show your income stability, increasing your chances of loan approval.
FAQs
Do I Need to Provide a Payslip to Apply for a Loan at Fundo?
Yes, a payslip is one of the ways you can demonstrate your regular income, which helps us assess your ability to repay the loan.
How Fast Can I Get My Loan with Fundo?
Once your application is approved, you can receive your loan within 24 hours, providing quick access to the funds you need.
Does Fundo Offer Loans to People with Bad Credit?
Yes, Fundo considers applicants with varying credit histories. While we conduct a credit check, our main focus is on your current financial situation and ability to repay.
What Is the Minimum Loan Amount at Fundo?
Fundo offers loans starting from $500, designed for short-term financial needs like bills, repairs, or urgent expenses.
Can I Repay My Loan Early Without Penalty?
Yes, Fundo does not charge any fees for early repayment, allowing you to pay off your loan sooner without additional costs.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
