Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
Whether you're faced with an unexpected medical bill, urgent car repairs, or home improvements, we understand that sometimes you just need quick access to funds. It's easy to see why many Australians are seeking options for the best short term loan in Australia. With traditional lenders often bogging you down with strict parameters and lengthy paperwork, finding the right financing can feel overwhelming. But with Fundo, you can access fast and straightforward short-term loans right from your home.
At Fundo, we prioritise comfort and convenience. No more drowning in paperwork or navigating complicating lending processes. We’ve created a technology-driven loan application that gives you responsive outcomes—often in days instead of weeks. Plus, our flexible repayment plans are designed to ease the financial burden of repayments, and we believe in transparency about any upfront costs or fees.
When you're exploring options like the best short term loan in Australia, look no further than Fundo. Our loans allow repayment within up to 180 days, giving you ample time to manage your finances responsibly. Timely repayments can save you money on fees and pave the way for potential future loans at Fundo.
Need a specific loan type? At Fundo, we've got you covered! You can utilise our loans for:
No need to fret over other generic queries like payday loans or easy money loans. With Fundo, the eligibility criteria are streamlined to ensure you do not face unnecessary hassles. You must be:
Applying for a loan is a breeze! Simply complete the online application with your personal details and the loan amount you require. If you’ve borrowed from us before, it takes just three clicks to apply again. Plus, our Fundo Customer Score offers you exclusive perks for responsible borrowing behaviour—improved scores lead to more favourable loan terms!
Don’t let financial concerns keep you up at night. Choose Fundo as your trusted partner for securing the best short term loan in Australia, and enjoy peace of mind knowing you have a reliable financial ally. Start your hassle-free loan process today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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