Best Short Term Loan Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Whether you're faced with an unexpected medical bill, urgent car repairs, or home improvements, we understand that sometimes you just need quick access to funds. It's easy to see why many Australians are seeking options for the best short term loan in Australia. With traditional lenders often bogging you down with strict parameters and lengthy paperwork, finding the right financing can feel overwhelming. But with Fundo, you can access fast and straightforward short-term loans right from your home.
At Fundo, we prioritise comfort and convenience. No more drowning in paperwork or navigating complicating lending processes. We’ve created a technology-driven loan application that gives you responsive outcomes—often in days instead of weeks. Plus, our flexible repayment plans are designed to ease the financial burden of repayments, and we believe in transparency about any upfront costs or fees.
When you're exploring options like the best short term loan in Australia, look no further than Fundo. Our loans allow repayment within up to 180 days, giving you ample time to manage your finances responsibly. Timely repayments can save you money on fees and pave the way for potential future loans at Fundo.
Need a specific loan type? At Fundo, we've got you covered! You can utilise our loans for:
No need to fret over other generic queries like payday loans or easy money loans. With Fundo, the eligibility criteria are streamlined to ensure you do not face unnecessary hassles. You must be:
Applying for a loan is a breeze! Simply complete the online application with your personal details and the loan amount you require. If you’ve borrowed from us before, it takes just three clicks to apply again. Plus, our Fundo Score offers you exclusive perks for responsible borrowing behaviour—improved scores lead to more favourable loan terms!
Don’t let financial concerns keep you up at night. Choose Fundo as your trusted partner for securing the best short term loan in Australia, and enjoy peace of mind knowing you have a reliable financial ally. Start your hassle-free loan process today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
