Borrow Money Now Pay Later
Same day funds up to $5,000
Same day funds up to $5,000
Challenging times can make it tough to get a loan, especially if your credit isn’t perfect. Many have found it difficult navigating traditional lending practices revolving around the concept of borrow money now pay later. At Fundo, we understand that life can throw unexpected expenses your way. That’s why we’re dedicated to making short-term loans more accessible for Australians. Whether you need a loan for an emergency or a one-off expense, Fundo wants to help you get the funds you need!
If you're exploring options to borrow money now pay later, Fundo provides quick funding solutions tailored to your needs. Our loan products not only come with flexible repayment terms but also eliminate the hassles seen with many traditional lenders. Choose Fundo for your cash loan needs and take control of your financial situation.
At Fundo, we offer various loan options to meet your needs, including:
Notably, please remember that while no credit check loans may be available, a credit check may still be required as part of our assessment process. Nonetheless, our application process is designed to make financing accessible, even if you’ve been denied credit before.
Wondering whether you're eligible for a Fundo loan? The good news is our criteria are straightforward:
Simply fill out our application form, and if you meet the qualifications, you could receive your funds the same day you apply! Instead of spending time searching for alternatives like cash loans for pensioners or loans for those with bad credit, take proactive steps with Fundo.
Improve your chances of loan approval with your Fundo Score. Positive financial behaviour—like timely payments and referring friends—can elevate your score and lead to better loan opportunities. Apply today and take one step closer to accessing the funds you need! 🌟
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.