Borrow Money Now Pay Later
Same day funds up to $5,000
Same day funds up to $5,000
Challenging times can make it tough to get a loan, especially if your credit isn’t perfect. Many have found it difficult navigating traditional lending practices revolving around the concept of borrow money now pay later. At Fundo, we understand that life can throw unexpected expenses your way. That’s why we’re dedicated to making short-term loans more accessible for Australians. Whether you need a loan for an emergency or a one-off expense, Fundo wants to help you get the funds you need!
If you're exploring options to borrow money now pay later, Fundo provides quick funding solutions tailored to your needs. Our loan products not only come with flexible repayment terms but also eliminate the hassles seen with many traditional lenders. Choose Fundo for your cash loan needs and take control of your financial situation.
At Fundo, we offer various loan options to meet your needs, including:
Notably, please remember that while no credit check loans may be available, a credit check may still be required as part of our assessment process. Nonetheless, our application process is designed to make financing accessible, even if you’ve been denied credit before.
Wondering whether you're eligible for a Fundo loan? The good news is our criteria are straightforward:
Simply fill out our application form, and if you meet the qualifications, you could receive your funds the same day you apply! Instead of spending time searching for alternatives like cash loans for pensioners or loans for those with bad credit, take proactive steps with Fundo.
Improve your chances of loan approval with your Fundo Score. Positive financial behaviour—like timely payments and referring friends—can elevate your score and lead to better loan opportunities. Apply today and take one step closer to accessing the funds you need! 🌟
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
