Borrow Now Pay Later
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses crop up, finding a reliable funding solution can feel overwhelming. Traditional banks and credit unions often come with a cumbersome process—long wait times, extensive paperwork, and arduous approvals that can take months. It’s no wonder that many people turn their search towards "borrow now pay later" options! However, finding the right fit is crucial, and that's where Fundo steps in to provide a seamless alternative.
Fundo is designed to make borrowing money from anywhere in Australia easy and hassle-free. We specialise in short-term loans tailored for your immediate needs. No more stressful applications or lengthy documentation—just straightforward access to cash when you need it most.
Fundo offers a variety of loan products, with funding options ranging from emergency loans to financing solutions for personal projects, ensuring you can borrow at terms that suit your financial situation.
While exploring "borrow now pay later" options, rest assured that our eligibility criteria are straightforward: you must currently reside in Australia, be over 18 years of age, demonstrate verified income of at least $1,000 per fortnight, and show the ability to repay the loan without straining your finances.
Curious about how to apply? It’s as easy as 1-2-3:
At Fundo, we believe in empowering you to improve your financial health. By enhancing your Fundo Score, you increase your chances of loan approval in the future. This can be done by making timely repayments, engaging with your account, and lowering debts with other lenders.
Don’t let tedious search terms like "cash direct loans" or "bond loans" take your time; instead, take control of your financial journey with Fundo! If you need cash quickly and responsibly, apply now and discover the benefits of borrowing with a trusted Australian lender.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
