Cash Direct
Same day funds up to $5,000
Same day funds up to $5,000
When you're faced with an unexpected expense, it's natural to turn to local banks and traditional lenders for help. However, many Australians find these banks challenging to work with due to their strict requirements and lengthy application processes. Instead, if you've been searching for “Cash Direct” options, you've come to the right place! At Fundo, we provide fast and convenient short-term loans accessible from anywhere in Australia. Our technology-driven approach gives those with less-than-perfect credit an opportunity to get approved without the hassle. Expect decisions within days, not weeks, and enjoy the ease of applying online whenever it suits you—no more waiting in lines!
At Fundo, we’re here to lift the burden of your ongoing online searches for “Cash Direct” solutions. We understand that accessibility and flexibility matter. If you need a personal loan, we've got options to cater to your unique financial needs, be it a home renovation or an emergency fund. You can even manage everything easily through your personal dashboard and make informed decisions about your financial future.
Are traditional lenders making you feel stuck with their strict borrowing conditions? With Fundo, you’ll find minimal eligibility criteria, increasing your chances of approval! To apply for a loan, you simply need to:
Getting started is easy! Fill out our application form by providing your personal and financial details, including how much you'd like to borrow. To boost your chances of funds hitting your account on the same day, consider applying during our business hours.
Join the many satisfied customers who have stopped searching for “24/7 cash solutions” and “Instant Secured Loans.” Take the first step towards your financial relief with a loan from Fundo today!
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
