Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
The introduction of Comprehensive Credit Reporting (CCR) in Australia has made it possible to focus on positive credit behaviour to improve your credit score. For instance, if you make consistent, on-time repayments on instant loans online, then your credit score can improve over time. 

This is much more beneficial than the previous system, where only negative credit behaviour, like missed payments, would affect your credit score. 

In line with this, we at Fundo believe that borrowing can indeed serve as a stepping stone to improving your credit score. It’s all just about managing your repayments responsibly, and aside from CCR, we can provide you with a unique Fundo Credit Score you can similarly build. 

By leaving reviews, referring our service to your friends, and paying on the specified deadlines or earlier, you can increase your Fundo Credit Score. This way, you can potentially end your online search for terms like ‘cash loans instant’ or ‘cash loans Australia’ in the future, since you could apply in just three clicks as a returning borrower and receive funds again, should you be eligible. 

Fundo believes in a funding experience that radiates dedication, empathy, and a spirit of constant improvement – one that doesn’t believe in penalising you for doing well. If you’re wondering if you have to pay a penalty for early loan repayment, we say definitely not! 

It’s understandable; relief can come from settling a loan earlier than anticipated, and we are all for it. We’re not a rigid and super strict lending institution. Instead, we want to make your financial journey as smooth as possible, so you don’t have to constantly study topics like ‘cash loans instant’ or ‘personal loan instant’ on the web.

Our quick online loans are accessible right from the comfort of your home, and they’re even designed with flexibility in mind. So, if you find yourself able to repay your loan earlier, that’s not just great news for you but for us too. At the end of the day, it reflects our shared success in managing your financial needs effectively.

We’re passionate about offering you the financial push you need to make your dream purchases. At Fundo, we’re empathic to your circumstances, and we know that not everyone needs to take out a large amount. That’s why we’ve set our minimum borrowing limit as low as $500 with flexible repayment terms we can tailor to your needs. 

Sometimes, even this small amount can make a significant difference when it comes to planning a grand celebration or holiday. In keeping consistent with our dedication to making lending as straightforward and user-friendly as possible, we don’t bind you to rigid repayment terms. 

Rather than imposing stringent conditions, we strive to work with you to devise a plan that suits your financial situation best. We firmly believe that this collaborative approach fosters a relationship of trust and comfort, making your journey with us an enjoyable one. With us at Fundo, you can potentially end your long-time search for terms like ‘cash loans instant’ or ‘cash loans fast’ online.

Navigating the landscape of instant cash loans might seem like a daunting task, especially with the lurking concern of hidden fees. Traditionally, you would have to read the contract a number of times to spot hidden fees, and no one really wants to do that after searching terms like ‘cash loans instant’ or perhaps ‘cash loan Melbourne’ for hours on end.

But when you choose Fundo, the worry about concealed costs simply fades away! Fundo is all about ensuring your peace of mind with an absolute commitment to transparency. Each contract we provide is designed to be straightforward and easy to understand, yet we urge you to go through it in-depth as we promote responsible borrowing practices.

We don’t believe in adding to your financial stress with complex jargon or mysterious charges. Every fee, every cost, and every term associated with our online loans are laid out clearly from the very beginning. Ultimately, Fundo is built on the dedication we have towards our customers’ financial well-being and their comfort with our services.

Remember, we’re here not just as your quick online loan provider but also as your caring partner in navigating the world of finance. We are the embodiment of ease, speed, and simplicity, crafting an accessible and dependable loan experience with no unwanted surprises. By researching topics like ‘cash loans instant’, you could apply at Fundo and get a chance to receive funds in no time. 

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.