Cash Smart Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
We all face those unexpected moments when we could use a financial boost. Whether it’s an urgent repair for your home, a last-minute holiday expense, or simply a little extra cushion, a cash smart loan can be a perfect solution. If you've been searching for options and found yourself puzzled by terms like 'Cash Online Loan App', let us introduce you to Fundo! We're an Australian-owned lender offering short-term loans that fit your needs. With us, a less-than-perfect credit history won’t necessarily hold you back. Plus, we pride ourselves on our speedy application process and flexible repayment plans, ensuring there are no hidden fees lurking in the fine print.
With Fundo, accessing a cash smart loan tailored to your financial responsibilities is easy! Our loans can serve a wide range of purposes without the stress. Need quick cash for an immediate home repair? Check out our home renovation loans. If you’re facing an unexpected bill, our emergency loans are designed for those urgent one-off expenses. Plus, with our cash smart loan, you have a reliable option at your fingertips that’s more than just a loan. You’re investing in your financial health!
Getting started is simple! From the comfort of your home, you can fill in an online application form that asks for a few key details about the amount you wish to borrow, your personal information, and earnings. Fundo is here to support you, and our eligibility criteria are straightforward:
Once you've applied, if approved, you could receive your funds within 60 seconds of contract acceptance. It's that straightforward! And don't forget to check your Fundo Score, our unique credit scoring system designed for you to get rewarded for good financial behaviour. Keep your loans to a minimum, make timely payments, and you’ll improve your score in no time!
Stop searching for 'instant cash loans' or 'last-minute loans'. Choose Fundo today, and let’s turn your financial needs into a reality with a cash smart loan. Apply now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
