INSTANT CASH LOAN

Sometimes in life, things can’t wait. When cars break down, you get bad news from overseas, or you or a loved one ends up in hospital, you need to come up with a substantial amount of money to help fix the situation. In this day and age, it’s easier said than done.

That’s where Fundo can get you flexible funding with an instant cash loan. We offer instant cash loans ranging from $500 to $5,000 - and you don’t have to jump through endless hoops to get it either. Using our simple online Fundo Dashboard, we ask you a few straightforward questions and identification details and you could finish the process within three minutes (that’s the average time!) and have the funds you need in your PayID approved account within 60 seconds, pending loan agreement acceptance. You can use your mobile, tablet, or computer to get started.

First off, make sure you meet all our lending criteria. If you can tick the following boxes:

• At least 18 years of age
• A resident of Australia
• Earning $1,000 per fortnight (Centrelink and benefits OK!)
• Verify your income with official documents (if we ask)

You can apply for an instant cash loan from Fundo and enjoy the benefits of fast funding, secure online application, and customer service that’s second to none!

You have the option to borrow a small cash loan ranging from $500 to $2,000, with a minimum repayment term of 5 weeks and a maximum of 20 weeks. Alternatively, you can choose a medium cash loan between $2,001 and $5,000, which has a minimum repayment term of 9 weeks and a maximum of 26 weeks. Plus, you can pick a repayment schedule that works best for you—whether that's weekly, fortnightly, or monthly. Enjoy the ease of setting up direct debit and forget about it, or feel free to make extra repayments whenever you like—there’s no penalty for paying off early! 

Need between $500 and $5,000 fast to cover an urgent expense? Get an itty bitty loan with Fundo and get yourself back on track!

INSTANT CASH LOANS FAQs

If I apply after business hours or on the weekend, can I get an instant cash loan or will it take longer?

If your small loan application is clear and you promptly agree to the loan contract, you might get your funds in as little as 60 seconds after approval – which is as instant as we can make it!

With an active Fundo account and a Fundo credit score, customers can experience a speedy loan process, taking just 60 seconds from approval to cash in their account.

If we need more details about your financial situation as part of our commitment to being responsible lenders, we’ll get in touch with you from Monday to Friday during our office hours (9:00 a.m. to 6:00 p.m.), Saturday (9:00 a.m. to 5:00 p.m.), or Sunday (9:00 a.m. to 1:00 p.m.). If you prefer, feel free to give us a call or chat with us live during these hours!

Once we have the information you need, or we can provide you with what you require to move ahead, we’ll make sure to process everything promptly. You're just a step away from getting your funds, often in as little as 60 seconds! Just agree to the loan terms and make sure your bank account has PayID enabled.

What details do I need to share to get an instant cash loan? 

All we need to get started is your name, address, phone number, and email. We appreciate you sharing that with us! We'll also chat about your income and expenses. We might inquire about your job history or income to determine if you qualify for a quick cash loan. We just need your bank account information once you're approved.

Keep in mind that being honest is important. We're here to help, but we need to understand your financial situation completely.

We might not ask for a credit check, but it could be needed. We’ll only conduct a formal credit check if you consent to it beforehand. 

What should I expect if I need to call Fundo to apply for an instant cash loan?

If you call Fundo for a loan, you can expect a friendly conversation where we’ll guide you through the process and answer any questions you might have.

If you choose to reach out to Fundo for a loan discussion or assistance with your application, our approachable team is here to help you every step of the way. When you give us a call at 1800 161 391, we’ll ask you some important questions to get a clearer picture of your needs and financial situation. We might request some information about your income, expenses, and the loan amount you're interested in.

We're here to help! Our phone lines and live chat are open from:

·         Monday through Friday: 9 am to 6 pm (AEST)

·         Saturday: 9 AM to 5 PM (AEST)

·         Sunday: 9 AM to 1 PM (AEST)

 Just a heads up, calling for a loan usually takes a bit longer than applying online. Providing documentation and going through multiple steps can be a hassle, but our online application system makes it all much easier! Also, phone applications are handled during business hours, so you might experience a bit of a wait for the results.

Will you charge me hidden fees?

No! That’s where Fundo is different. All the fees and charges, even conditional fees (fees that depend on certain things happening) are laid out in your loan agreement. Being open and clear is a key aspect of what we offer. When you apply for a loan with Fundo, you’ll have a clear understanding of the fees, repayment schedules, and interest rates right from the start. No hidden fees here! We offer straightforward loan agreements that clearly outline your responsibilities as a borrower, so you always know what to expect.