$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Why You Shouldn’t Chase An Approved Cash Train Application Status

An approved Cash Train application status is one thing, but personal loans go beyond just their initial borrowing process.

Through this article, you’ll find out why you should be thinking of choosing Fundo’s personal loans rather than CashTrains personal loans. We’ll tackle unique service benefits before and after the approval, response times once the decision-making is complete, and more.

Please note that we do not offer Cash Train loans. Fundo has no relationship with Cash Train Loans and is an independent entity. At Fundo, we have provided personal loans and may be able to help you, like the thousands of Australians we have already helped.

Don’t take the Cash Train, ride with Fundo

Improvement in two ways

Some borrowers might be content after they get an approved Cash Train application status, but there’s much more to build on after receiving funds.

At Fundo, you can build up your regular credit score along with your personal Fundo Credit Score through positive credit behaviour. This includes making on-time or advanced repayments and other similar actions. By improving your Fundo Credit Score, you are more likely to get approved for another loan with us down the road.

Flexibility and understanding

We also want to make the whole process of getting a personal loan and improving your credit score easy for you. For that reason, we’re not saddled with strict requirements, and we’re dedicated to bringing you flexible repayment options that are tailored to your specific situation.

Quit thinking about an approved Cash Train application status and enjoy our exclusive personal loan benefits at Fundo today!

Frequently Asked Questions (FAQ)

How do I check my personal loan application status?

Perhaps you need funds, and as such, you’ve searched for providers like Cash Train online. Now, you want to know how potential borrowers can check their Cash Train application status. Just like any other lender, you can shoot them an email or go to one of their physical locations if you want an update.

However, with us at Fundo, you can stop considering Cash Train and their conventional approach.

While we also let applicants check loan application statuses through email at, we also pride ourselves on thinking ahead. Just imagine the possible future you could have here, as we can empower you beyond the application tracking phase with our Self Service Dashboard.

Rather than manually handling everything after your loan status gets approved, this convenient feature can allow you to view and update your account, refer other borrowers to earn points, check your Fundo Credit Score, and even make or reschedule repayments – all this with just a few simple clicks or taps on your smart device.

Don’t be someone who sits idly wondering what their Cash Train loan progress is like. Choose us at Fundo instead and get the opportunity to have an easy time managing your finances. Enjoy our Self Service Dashboard and even gain insight through the financial wellness tips it can provide.

How long until I get an update about my loan application?

If you’re someone who has searched for terms like ‘Cash Train Townsville’ or perhaps even ‘Cash Train Toowoomba’ on the web, then you may already know that, in most instances, you can get a conditional loan offer on the same day you apply. Should you accept this Cash Train application status update, you can then have funds transferred shortly after.

However, you don’t have to settle for Cash Train; you can choose us at Fundo instead.

Similarly, in most instances, you can apply within our working hours (Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time), and we can provide you with a decision after a few hours and then the funds on the same day if you get approved. Just keep in mind that regardless of the lender, your bank’s processing time will also affect the speed.

In addition to this, we at Fundo are also comparable to Cash Train in that we provide returning borrowers with a faster application process, but what sets us apart is that our returning borrowers can apply again in just three clicks.

Choose Fundo over Cash Train today and enjoy a simple and straightforward personal loan application.

Is there a customer support hotline for application inquiries?

Whether it’s a traditional bank or online lenders like CashTrain Loans or Fundo Loans, most financial institutions nowadays generally have a customer support hotline. Not only can this be about personal loan approval or application concerns, but also other factors like loan eligibility and loan requirements.

In line with this, if you would like to find out more on your own, know that there are Fundo and Cash Train FAQ sections you can leverage. However, you don’t have to sift through Cash Train application status information or other similar specifics, especially since we at Fundo make sure that all of our details are jargon-free with no confusing legal talk.

So don’t choose Cash Train; go with our personal loans at Fundo and have all the easy-to-understand information you need readily available.

But in case you still need more details, rest assured that you can always browse through our FAQ. You could also contact our support hotline (1800 161 391) should you have any enquiries about our personal loans and processes.

Stop chasing for that approved Cash Train application status. Join us at Fundo and know that we’re always happy to assist you as best as we can.

Catering to your place and personal purpose

With us at Fundo, we’re more than just another lending institution; we’re your partners in those moments when you want to chase after your goals and aspirations or treat yourself to some well-deserved dream purchases.

We know that borrowing money online should be quick and convenient. So if you’re looking for small to medium loans, regardless of where you are in Australia, know that we at Fundo can give you a fair chance at getting approved.

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.