$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Cash Train Townsville: Why You Need To Look Elsewhere

Are you spending a lot of time searching for terms like ‘Cash Train Townsville’ online?

With this article, you can stop considering Cash Train and choose the medium and small loans at Fundo instead. Join us as we discuss our eligibility requirements, payment options, and much more.

Please note that we do not offer Cash Train loans. Fundo has no relationship with Cash Train Loans and is an independent entity. At Fundo, we have provided personal loans and may be able to help you, like the thousands of Australians we have already helped.

Financing in Townsville

Don’t get tunnel-visioned

Looking up terms like ‘Cash Train Townsville’ on the web isn’t the only approach to getting a personal loan online. Remember that Cash Train isn’t the only provider in your area, and as such, you can opt for us at Fundo as a transparent, flexible, convenient, and reliable alternative.

Fundo’s full transparency

You won’t have to spend a chunk of your free time in the Cash Train FAQ section just to understand contract conditions and criteria. By choosing us at Fundo, you’ll be pleased to know that everything’s presented in a clear and concise way.

To apply for our online quick loans, simply ensure that you’re:

  • at least eighteen years old during the application;
  • an Australian citizen or tax-paying resident;
  • earning a minimum of $1,000 per fortnight, including government benefits;
  • able to demonstrate your ability to meet payment deadlines; and
  • not placed under undue financial pressure by borrowing from us.

Frequently Asked Questions (FAQ)

Can I get a loan in Townsville without security?

Achieving your dreams or purchasing what you really want through financing shouldn’t have to be so intimidating. The good news is that those in Townsville and elsewhere in Australia can borrow money without security, which are also known as unsecured cash loans. Because of this, you don’t have to worry about additional asset requirements or drawbacks.

This is compared to personal loans with security, which are also known as secured cash loans and require you to list down an asset to borrow money. If you default on the loan, the lender can claim your car, property, or any other asset as a form of payment.

Not everyone would want this quick cash setup, and that’s why borrowers search for terms like ‘Cash Train Townsville’ or simply go to Cash Train online to apply for personal loans without security.

However, you don’t have to choose Cash Train since we at Fundo can provide you with more flexibility. While Cash Train also has personal loans without security, ours come with flexible payment options based on your individual circumstances. At Fundo, you just have to give us a two-day notice if you ever need to make any changes to your current payment arrangement.

How long does the loan approval process usually take?

Depending on the lender or financial institution, loan approval could take a few hours up to a couple of days or weeks.

Plus, since people generally want fast loans for instant cash, they would sometimes look up terms like ‘Cash Train Townsville’ online for same-day loans. There, your Cash Train application status could be approved within the same day, and you’ll be given a conditional loan offer you could accept.

However, keep in mind that you’re not just limited to Cash Train; you can choose us at Fundo instead.

Know that we can also provide you with same-day loans, and if you borrow from us again in the future, you can apply for another personal loan in just three simple clicks.

Generally, when you apply during our working hours (Monday to Friday from 9.00 a.m. to 6.00 p.m. and Saturday from 9.00 a.m. to 5.00 p.m. Sydney time), you’ll get a decision in just a few hours. Should you get approved and accept our offer, you can typically get your funds shortly after – in most instances, within the same day.

How do I find reliable and legitimate loan providers in Townsville?

Don’t just settle for general CashTrain loans or even purchase-specific Cash Train car loans. You can find a reliable and legitimate loan provider in Townsville by understanding the lender’s assessment process and considering borrower reviews.

  • Assessment process. Opt for Fundo instead, because unlike other providers, we don’t condone no-review applications. We understand our borrowers’ situations deeply through a detailed assessment. This way, we can provide them with suitable online loans.
  • Borrower reviews. Rather than searching for terms like ‘Cash Train Townsville’ online, you can take a look at what our borrowers have to say about the borrowing experience we provide. With this insight, you’ll see just how dependable we can be.

Lastly, if ever you need to, you can always reference our Australian Credit Licence number (491418) for reliability and legitimacy purposes.

Feel free to go beyond the tracks and choose us at Fundo over Cash Train.

A commitment to convenience and clarity

Whether you’ve been looking up terms like ‘Cash Train Townsville’ or perhaps even ‘Cash Train Toowoomba’, know that we at Fundo are an excellent alternative.

With us, everything is clear-cut and straightforward, from application to payment. Our mission is to make personal loans in Australia as uncomplicated as we possibly can, freeing you from the tangle of complex jargon, legal intricacies, and hidden conditions.

End your search for ‘Cash Train Townsville’ today. Forget about CashTrains offers and join us now!

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.