$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Fundo Car Loans Vs Cash Train Car Loans: How To Choose The Right Provider For You

In today’s digital age, many Australians turn to online solutions like Cash Train car loans for their urgent financial needs. However, it’s not just about securing funds; it’s about the experience with your loan provider. Imagine you’re setting out on a picturesque drive across the vast landscape of financial lenders in Australia.

While many might consider known pathways like Cash Train for affordable car loan rates, what if there’s a different route that’s immensely more rewarding? Prepare for a deep dive into this untapped territory, where Fundo might just be the scenic route you’ve been longing for instead of Cash Train car loans.

Please note that we do not offer Cash Train loans. Fundo has no relationship with Cash Train Loans and is an independent entity. At Fundo, we have provided personal loans and may be able to help you, like the thousands of Australians we have already helped.

The Rising Need for Online Car Loans

Australia’s Growing Preference for Digital Car Loans

Australia is rapidly embracing digital financial solutions. Especially among our tech-savvy generation, online car loans have become the go-to, thanks to their quick processing times. But with so many lanes available, how do you pick the right route when you want to buy a car with a cash loan?

Why Your Car Loan Choice Is Your Compass

In this online journey, one wrong turn can lead you into the land of hidden costs and tricky terms. Selecting the right service isn’t just about getting loans similar to Cash Train car loans; it’s about securing the best one for your individual journey.

Considering Cash Train? Here’s a Better Track: Fundo

Sure, Cash Train car loans have their merits, but have you heard of Fundo? A platform committed not just to lending but to understanding, guiding, and empowering every Aussie on their financial journey. Fundo offers transparency, tailor-made solutions, and, above all, an experience that makes you feel valued.

While the likes of Cash Train car loans or Nimble cash loans provide you with funds, Fundo also provides you with a seamless loan experience with our 24/7 online loan application and quick decision-making.

Fundo: Revolutionising Online Car Loans

Uncomplicated and Rewarding: The Fundo Way

Let’s talk about simplicity. In an age where every click and swipe matters, Fundo takes the crown with its user-friendly approach among the likes of Cash Train car loans. Our service is all about making hassle-free car financing, and a lot of other types of financing, a breeze.

To be eligible for our quick cash loans for vehicles, you must:

  • be at least eighteen years old at the time of your application;
  • be a citizen or tax-paying resident of Australia;
  • earn at least $1,000 per fortnight, including government benefits;
  • demonstrate an ability to meet repayment deadlines; and
  • ensure you will not place undue financial pressure on yourself by borrowing from Fundo.

Dive deeper into the world of auto loans, and you’ll find many options. But Fundo? We’re in a league of our own with our no-nonsense approach.

Frequently Asked Questions (FAQ)

What types of vehicles can I finance with a car loan?

Understanding the value and diversity of vehicular needs, most lending institutions offer a broad spectrum of options for when you need vehicle finance. This means you’re not confined to just the standard sedan. From new and used cars to trucks, SUVs, and even family or business-oriented spacious vans, you have a wide array of choices.

With Fundo, you enjoy even more flexibility. As a lending institution that values simplicity, we streamline the car loan process, regardless of your credit score. But, as with all loans similar to Wallet Wizard cash loans, it’s essential to ensure you can make their repayments.

While we offer financing for a wide variety of vehicles, it’s still a good idea to check specific guidelines regarding the age, mileage, or current value of the vehicle you’re considering.

Do I need a co-signer to get approved for a car loan?

That largely hinges on your individual circumstances and the lending institution you approach. If your credit score isn’t in the best shape, some lenders might require a cosigner to offer an added layer of assurance.

A co-signer essentially vouches for you, indicating they’ll step in if you encounter difficulties with repayments. However, every lender operates uniquely, and the necessity for a co-signer might depend on their specific requirements or the nuances of your credit history.

With Fundo, while we may check credit scores as part of our commitment to responsible lending, we focus more on your capability to meet your payments. We aren’t your typical bank and operate with more flexibility. We’ve even developed our Fundo Credit Score system that rewards timely payments, making us more understanding and adaptive to different financial situations.

Is there a limit to how much I can borrow based on my income?

Absolutely, and it’s for the mutual benefit of both the borrower and the lender. Lenders typically examine your debt-to-income ratio as a measure to determine how much loan you can handle. The exact borrowing limit is typically contingent on various factors, including lender-specific policies and your individual financial context.

With Fundo, you have a partner who is not just a lender but also a guide through your financial journey. We do peek at your income to help us ensure that our loans don’t adversely affect your financial situation.

Fundo: Your Quick Online Loan Experts in Australia

Life’s unpredictable moments call for reliable solutions, and that’s where Fundo steps in.

We’re not your typical, strict bank. As a proud Australian-owned and managed private lending institution, we specialise in hassle-free online loans for those times when you need cash, and you need it pronto. From personal loans to fast cash loans, we have tailored options for everyone – even if your credit history’s a bit on the rocky side.

We pride ourselves on transparent dealings – no hidden fees, no puzzling jargon, and no endless waiting. With Fundo, you get a straightforward, no-fuss loan experience that stands out from the likes of Cash Train online loans, Cash Train car loans, Cashtoday, Lazermoney, Nimble, and Wallet Wizard.

Whether it’s a small hiccup or a larger financial hurdle, Fundo has got your back, always ready to help without complications. Because when life happens, we’re here for you. Apply for a loan with Fundo today!

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.