$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

Looking For Cash Train Ballarat? Try Fundo’s Unique Approach Instead

Perhaps you’ve looked up terms like ‘Cash Train Ballarat’ on the web before. If so, you can end your search right now and see what our personal loans at Fundo have in store for you. From advantages you’ll be hard-pressed to find anywhere else to maximum loan amounts, we’ll talk about it all in this article.

Please note that we do not offer Cash Train loans. Fundo has no relationship with Cash Train Loans and is an independent entity. At Fundo, we have provided personal loans and may be able to help you, like the thousands of Australians we have already helped.

Reasons to choose Fundo over Cash Train

The Fundo Credit Score system

On top of your regular credit score, you can build your Fundo Credit Score at the same time through positive credit behaviour. That’s making repayments on time, making repayments in advance, and other responsible actions.

By improving your Fundo Credit Score, you can have a better chance of getting approved for another personal loan with Fundo down the line.

A Self-Service Dashboard

You won’t have to be someone who wonders about their Cash Train loan progress. By choosing us at Fundo and getting approved for our personal loans, you can enjoy a self-service dashboard. Here, you can check your Fundo Credit Score, refer us to earn points, and also make or reschedule repayments.

Stop searching for terms like ‘Cash Train Ballarat’ online and join us at Fundo instead!

Frequently Asked Questions (FAQ)

What types of loans are available in Ballarat?

If you’ve looked at Cash Train online, then you’d most likely also want to know what types of loans are available to you in your area. Generally, these would be payday advance loans, no credit check loans, and car loans, but you can consider personal loans from us at Fundo instead.

Payday advance loans

These may give you funds right away, but afterwards, you generally have to face rigid repayment terms. Such quick cash solutions are usually strictly aligned with the days you receive your salary. Some options could even take the funds right away, leaving you with little to no freedom.

With this, don’t search terms like ‘Cash Train Ballarat’ or ‘payday advance loans’ online. Choose personal loans at Fundo instead since we have flexible repayment options that are tailored to suit you.

No credit check loans

These loans may also give you funds right away since there typically aren’t any credit assessments associated with the application process. However, these may come with hidden fees.

Rather than getting these types of quick cash loans in Ballarat, consider our personal loans at Fundo instead. This way, you can benefit from a transparent lending process.

Car loans and other purchase-specific loans

While this type of financing can be used to purchase a new or used car, it could give you very little flexibility and choice. When getting a car loan, you generally cannot use the funds for other expenses, limiting you to automotive costs only. The same goes for cash loans for emergencies, where you’ll only be able to cover expenses like hospital bills.

Instead of focusing on just needs and essentials, stop looking at options like Cash Train car loans or searching up terms like ‘Cash Train Ballarat’ online. Consider our versatile personal loans at Fundo!

Are there any fees associated with loan applications?

Whether you’ve been searching for terms like ‘Cash Train Ballarat’ or perhaps ‘Cash Train Cranbourne’ online, know that there are generally fees associated with all loan application finalisations.

Depending on the lender and even the type of loan, there may be more than the standard establishment fee and monthly account fee. These two types of fees are considered staples when it comes to most loans, including low-interest loans and short-term loans. However, what really sets lenders apart is how they provide such contact information to potential borrowers.

So, instead of spending time in the Cash Train FAQ section, join us at Fundo and experience our personal loans and easy application process instead. We pride ourselves on having jargon-free steps, and on top of this, we also have fully transparent conditions with no hidden fees.

What’s the maximum loan amount I can qualify for?

Your borrowing ceiling hinges on several pillars – your income, your credit history, and the lender’s specific policies. For instance, some providers offer loans with lower maximum amounts to offset the general risk of lending.

To determine the maximum loan amount they may be eligible for, some borrowers would check individual lenders by searching terms like ‘Cash Train Ballarat’ or even ‘Cash Train Dandenong’ on the web.

But say you have a more substantial purchase. In that case, you’ll want a lender with borrowing amounts that can meet your needs.

Consider the small and medium personal loans we have at Fundo instead. We understand that you want to get closer to your goals and turn your dream purchases into a reality, and that’s why we have loan amounts that could suit your needs.

More than just the benefit of convenience

We at Fundo have fine-tuned our processes to deliver personal loans online. Our seamless, no-fuss application and comprehensive yet quick application assessments mean that you can access the funds you need without leaving your home.

So, if you’ve been looking up terms like ‘Cash Train Ballarat’ or even ‘Cash Train Fairfield’ online, consider us at Fundo instead and get a chance to experience our array of unique benefits. Apply now!

Disclaimer: Unless otherwise specified, the opinions expressed in this article are strictly for general informational purposes only and should not be taken as financial advice or recommendations. Any views are subject to change without notice at any time.

Please note that we do not offer Cash Train Loans. Fundo has no relationship with Cash Train and is an independent entity. At Fundo, we have provided personal loans and may be able to help you, like the thousands of Australians we have already helped.