Cheap Loans Instant Decision
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, finding cheap loans with instant decisions can feel challenging. Fortunately, at Fundo, we understand those urgent needs and have tailored our lending process to suit you. Unlike lengthy searches that often lead to dead ends, we offer straightforward short-term loans to help you tackle those surprise costs head-on. If you're looking for cheap loans with instant decisions, you've come to the right place!
The goal at Fundo is to eliminate the stress of searching for cheap loans with instant decisions, so you can focus on your life. Whether it’s for an urgent repair, unexpected bills, or other personal needs, we’ve got a range of finance options designed to suit you. Choose from our small loans or medium loans, with repayment plans tailored to your timeline.
Banking on your good credit behaviour, we provide flexible repayment schedules. Plus, if you can complete your repayments ahead of time, it may help you save on interest and improve your chances of securing future loans. Here at Fundo, we understand that every borrower’s needs are unique, which is why our approach is all about personalisation. Don’t worry about tedious searches for terms like 'cheap instant loans' or 'cheap personal loans' any longer!
The eligibility criteria at Fundo are straightforward, ensuring you don’t face unnecessary hurdles. To qualify for our loans, you need to:
Filling out our simple online application is quick! Just provide your personal and contact information along with the amount you wish to borrow. If you’ve borrowed from us before, applying again is even easier—just three clicks!
Dive into our exclusive Fundo Score program that rewards you for responsible financial behaviour. By consistently repaying on time, leaving feedback, and referring friends, you can improve your score and increase your chances for future loan approvals. Why stress over endless searches for 'emergency personal loans' when you can enjoy the benefits of good borrowing habits with Fundo?
Stop wasting time on overwhelming search results for same day loans and quick loans. Choose Fundo and get your cheap loan with an instant decision today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
