Cheap Short Term Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Life can throw unexpected expenses your way—whether it's a sudden medical bill or an urgent car repair. Or perhaps you’re planning some home upgrades, such as painting your living room or changing your flooring. Regardless of your needs, there are numerous valid reasons to consider cheap short term loans. Traditional lenders often impose strict criteria and daunting paperwork, which is why many Australians look for more accessible funding options.
Stop spending hours searching for financing online! With Fundo, you can secure fast and simple short-term loans right from the comfort of your home. Our loan offerings have become increasingly approachable for individuals from various backgrounds, even those with less-than-perfect credit. We understand your desire for speed and simplicity, which is why we’ve designed a tech-driven loan process that aims to provide outcomes in days, not weeks. Plus, we offer flexible repayment plans to make it easy to manage your repayments and are always transparent about any costs or fees involved.
While there may be many loan options out there, finding the right one can be a challenge. If you've been seeking 'Cheap Short Term Loans', or looking into options like Easiest Cash Loans Australia and Easy Same Day Cash Loans, you’ve landed in the right spot with Fundo! Here’s what sets us apart:
At Fundo, we pride ourselves on being a straightforward lender for anyone searching for Loan Fast Cash or Unsecured Personal Loans. The application process is quick, just a few minutes can connect you to the money you need:
To be eligible, you simply need to be over 18 years old, currently living in Australia, have a verified income of at least $1,000 per fortnight (including government benefits), and demonstrate the ability to repay the loan without suffering financial strain. Enhance your chances of approval by assessing your Fundo Score, which can reflect your loan eligibility.
Stop your exhausting search for options like '24/7 loans' and 'cash direct loans'. It's time to take action. Start your application with Fundo today and unlock the financial support you need!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
