Desperate Loans
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Life can throw unexpected expenses your way, and sometimes taking out a loan is the most practical choice for addressing those urgent needs. Whether it's for a car repair, an emergency bill, or any unexpected cost, access to desperate loans becomes crucial. But finding the right lender who understands your needs shouldn’t be a hassle. That's where Fundo steps in! As a proudly Australian-owned lender, we provide short-term loans tailored for everyday people like you, ensuring easier access to funds when you need them most.
At Fundo, we simplify the lending process, ensuring a quick and straightforward experience without the fine print that often complicates things. Say goodbye to lengthy applications, hidden fees, and stressful waiting periods! Our loans are designed to be easy-to-understand and hassle-free. Here’s what you can expect:
When searching for desperate loans online, it’s essential to understand your options. Fundo offers emergency loans specifically designed for one-off urgent expenses. Even if you find other lenders offering payday loans, we provide more flexible solutions without the stress that often comes with such options. With Fundo, you're not just accessing a loan—you’re gaining a partner in addressing your financial needs.
Getting started with Fundo is easy! Our eligibility criteria are straightforward. Here’s what you need to qualify for our desperate loans:
If you meet these criteria, fill out our application today! Indicate the amount or loan term you're interested in, and if you apply during business hours, expect same-day approval and loan release.
With Fundo, say goodbye to endlessly searching for lenders offering desperate loans. Enjoy peace of mind about your financial situation with our transparent terms, supportive service, and reliable access to cash when you most need it. Plus, returning borrowers can complete a new application in just a few clicks! Let Fundo help you with your financial journey—apply now!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
