Desperate Loans
Same day funds up to $5,000
Same day funds up to $5,000
Life can throw unexpected expenses your way, and sometimes taking out a loan is the most practical choice for addressing those urgent needs. Whether it's for a car repair, an emergency bill, or any unexpected cost, access to desperate loans becomes crucial. But finding the right lender who understands your needs shouldn’t be a hassle. That's where Fundo steps in! As a proudly Australian-owned lender, we provide short-term loans tailored for everyday people like you, ensuring easier access to funds when you need them most.
At Fundo, we simplify the lending process, ensuring a quick and straightforward experience without the fine print that often complicates things. Say goodbye to lengthy applications, hidden fees, and stressful waiting periods! Our loans are designed to be easy-to-understand and hassle-free. Here’s what you can expect:
When searching for desperate loans online, it’s essential to understand your options. Fundo offers emergency loans specifically designed for one-off urgent expenses. Even if you find other lenders offering payday loans, we provide more flexible solutions without the stress that often comes with such options. With Fundo, you're not just accessing a loan—you’re gaining a partner in addressing your financial needs.
Getting started with Fundo is easy! Our eligibility criteria are straightforward. Here’s what you need to qualify for our desperate loans:
If you meet these criteria, fill out our application today! Indicate the amount or loan term you're interested in, and if you apply during business hours, expect same-day approval and loan release.
With Fundo, say goodbye to endlessly searching for lenders offering desperate loans. Enjoy peace of mind about your financial situation with our transparent terms, supportive service, and reliable access to cash when you most need it. Plus, returning borrowers can complete a new application in just a few clicks! Let Fundo help you with your financial journey—apply now!
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Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.