Easy Loan Australia
Same day funds up to $5,000
Same day funds up to $5,000
If you’re looking for an easy loan in Australia to cover an emergency or short-term financial need, Fundo offers a simple solution. With small loans starting from $500 and a straightforward online application process, Fundo makes it easy to get the funds you need. Our loans are designed to provide fast approval and quick access to cash, helping you manage your financial challenges with ease.
Fundo’s loans come with flexible repayment options, so you can repay the loan in a way that fits your budget. Once your application is approved, Fundo can transfer the funds to you within 60 seconds from accepting your loan agreement, provided you have a PayID-enabled bank account, ensuring you have access to the money right away.
Easy Loan Australia FAQs
How fast can I get approved for an easy loan from Fundo?
Fundo’s online application is quick and easy to complete. Once submitted, you can receive same-day approval, and if you have a PayID-enabled bank account, the funds will be transferred within 60 seconds from accepting your loan agreement, provided your bank supports PayID after approval and agreeing to your loan contract.
What can I use an easy loan from Fundo for?
Fundo’s loans can be used for various financial needs, including emergencies, personal expenses, or covering short-term financial gaps. Our easy personal loans are perfect for those in need.
How does PayID funding work for instant transfers?
If your bank account is PayID-enabled, Fundo can transfer the funds to you within 60 seconds from accepting your loan agreement, provided your bank supports PayID from contract acceptance, giving you instant access to the money.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment options that fit your financial situation. We aim to make loan repayment as easy as possible, so you can focus on what matters.
Do I need good credit to apply for an easy loan from Fundo?
No, Fundo doesn’t require perfect credit. We focus on your current financial situation and your ability to repay the loan, even if your credit score isn’t ideal. Our bad credit loans are designed for those who may have trouble qualifying elsewhere.
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.