$500 - $5000
between $500 - $5000
up to 180 days
20% upfront establishment
fee 4% monthly fee

Small LOAN

Loan amount from $500 to $2000
Minimum 91+ days to Maximum 6 months
20% Establishment Fee and a flat 4% Monthly Fee*


Loan Amount of $1,000 over 20 weeks repayable weekly. $1,000(Principal Amount) + $200(20% Establishment Fee) + $200(fees based on 4% per month over 20 weeks) = $1,400 total repayable in 20 weekly repayments of $70.00.

*The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.


Loan amount from $2001 to $5000
Minimum 91+ days to Maximum 2 years
$400 Establishment Fee plus interest at 47.8% p.a. (Comparison Rate 66.58% p.a)*


Loan Amount $2500 over 2 years repayable fortnightly. $2,500 (Principal Amount) + $400 (Establishment Fee) + $1553 (Interest) = $4453 total repayable in 52 fortnightly instalments of $85.63

*The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.

You need to fix your car immediately, but you don’t have the money to pay for the repair. In search of fast cash options, you endlessly look up ‘instant loan Australia’ online but to no avail. Finding easy cash loans online that suit your needs can be challenging, but now that you found Fundo, you’re one step closer to getting the financial support you need.

Fundo gives you access to online loans fast options from anywhere in Australia. Our fully online process allows you to complete your loan application in just a few minutes, right from the comfort of your own home. We offer convenient small loans with flexible repayment options, so if you need quick funds to cover your car repair or any other unexpected expenses you may have, look no further than Fundo. 

Let’s go through some common questions about instant money loans so you can make an informed choice if you’ve been searching for ‘instant loan Australia’.

What are my options for getting an instant loan in Australia?

If you’re searching for ‘instant loan Australia’ or ‘instant cash Australia’, many online lenders can provide you with a range of loan options. This may include payday loans, small secured loans, and other online easy loans. The convenience of the online application process means you can complete it at any time, which can help you get access to the funds you need more quickly. 

Applying for a loan at Fundo is easy, fuss-free, and requires no tedious paperwork. Simply navigate our platform and click on the ‘Apply Now’ button. From there, you will be guided through the application process, which only takes a few minutes to complete. You’ll need to provide some basic information about yourself and your financial situation to help us assess your unique loan situation fairly. 

Once you’ve submitted your application, we’ll review it and get back to you with a decision as quickly as possible. If your application is approved and everything goes smoothly, it’s possible to get the funds in your account within the same day. 

Do I have to provide proof of income for an instant approval loan?

When looking for ‘instant loan Australia’, it’s important to keep in mind that different lenders may have different income requirements. As part of their decision-making process, lenders of online instant loans may consider your income, employment status, and overall financial situation. This is because your income is typically an important factor that lenders use to assess your ability to repay the loan. 

Before applying for a loan today, knowing the criteria your lender will use to assess your application is helpful to see if you’ll qualify for a loan and avoid unnecessary delays or disappointments. If you’re interested in Fundo’s fast, small loans, you’ll need to meet our minimum requirements. To qualify for a loan with us:

  • you must be at least 18 years old;
  • you must be a citizen or permanent resident of Australia;
  • you must earn at least $300 per week (not including government benefits);
  • you must be able to demonstrate the ability to make your repayments on time;
  • you must ensure you are not putting yourself at financial risk by taking out a Fundo loan.

Our goal is to streamline your loan process when you’re constantly searching for ‘instant loan Australia’. Please make sure you’ve provided all the required details so we can give you an outcome as quickly as possible. 

Will I pay a higher interest rate to get a quick loan approval?

It’s natural to be curious about the costs associated with loans if you’ve been looking up ‘instant loan Australia’ or ‘loan within minutes’. The short answer is it depends on the lender and the loan terms. Some lenders may charge higher interest rates to compensate for the speed of the service, while others offer more competitive interest rates but may require more time to process the loan. 

It’s important to work with a lender who is transparent about their fees to ensure that you’re getting a fair deal. At Fundo, we believe in transparency and always provide our borrowers with a breakdown of all applicable fees upfront. This means that you’ll know exactly what you’re paying, so you can make an informed decision about whether the loan is right for you. 

We also want to help you save money on your loan and make the repayment process as easy and convenient as possible. That’s why we allow you to repay your loan in advance to avoid monthly fees, or you can choose to pay it off over a period of up to 180 days to make the payments more manageable. 

We also give you access to a self-service dashboard where you can keep track of your loan progress, manage your loan repayments, schedule payments, and view your loan information with just a few clicks. 

The Fundo Credit Score 

At Fundo, we want to help you increase your chances of getting approved for a loan with us in the future, so we offer you the Fundo Credit Score. You can improve your Fundo Credit Score by referring us to friends, leaving us reviews, making your repayments on time, and limiting your loans with other lenders. The better your Fundo Credit Score, the better your chances of loan approval with Fundo. 

With all these benefits that Fundo can offer, you no longer need to search endlessly for ‘instant loan Australia’, ‘quick loans Australia’, or similar terms online. 

Apply for a quick small loan at Fundo now! 

Disclaimer: The opinions expressed in this article are strictly for informational and entertainment purposes only and should not be considered financial advice. Please note that views expressed in any commentary may change without notice at any time.