Extremely Bad Credit Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you in need of funds but worried that your credit score might hold you back? You’re not alone—and Fundo is here to help! When emergencies arise, waiting for funds shouldn’t be an added stress, especially if you're looking for extremely bad credit loans in Australia. Forget about the long wait times and complicated applications; at Fundo, we simplify the loan process for everyone, even those with less-than-perfect credit histories.
Many individuals searching for terms like 'instant loans for bad credit' or 'ASAP bad credit loans' can find that getting small loans with sensible repayment terms is easier with Fundo. We prioritise your needs by offering loans tailored to support urgent financial circumstances, such as unexpected medical bills or car repairs.
Ready to take the next step? Applying for a loan with Fundo is quick and simple. To apply, you should meet these basic criteria:
Our unique Fundo Score allows you to gain insights into your borrower's eligibility. By borrowing responsibly—re-paying on time, giving us feedback, or referring friends—you can actually build your Fundo Score to increase your future borrowing capacity!
Applying is easy! Click 'Apply Now' on our homepage, fill in the details about your loan needs, personal details, and contact info, and you’re on your way. If you submit your application during business hours and meet our requirements, expect to receive approval notifications promptly, often with funds hitting your account on the same day.
No need to keep searching for those elusive 'instant approval loans when you need cash today'—just fill out your application for a Fundo loan today and get the funds you need without the hassle!
This updated content focuses on the keyword "extremely bad credit loans in Australia," while also ensuring that the tone is friendly and conversational, aligning with Fundo's brand. The content is structured for better readability with headers and bullet points, enhancing user engagement.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
