Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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AI Innovation
Award 2024
When you're looking to manage your financial needs, searching for "finance money Australia" is quite common. Life can throw unexpected expenses your way, and in such cases, accessing funds quickly becomes essential. Traditional bank loans may not always cater to your specific requirements. That's where Fundo shines as an alternative lender, offering short-term loans that are tailored to meet your needs.
We understand that not every borrower has a perfect credit history, and our aim is to assist you in navigating these challenges. Living currently in Australia and facing financial hurdles? Fundo can provide you with reliable support. Our application process is designed to be straightforward:
At Fundo, we believe that everyone deserves a chance to access the funds they need without unnecessary complications. Whether you’re handling home improvements or dealing with urgent expenses, consider our home renovation loans and emergency loans to enhance your financial resilience.
We strive to reward responsible financial behaviour. Early repayments on your loan can save you on monthly fees, and with no penalty fees for settling your loan ahead of time, managing your finances becomes more rewarding. With up to 180 days for a MACC loan repayment, you can feel secure that you have time to manage your payments effectively. Plus, monitor your loan easily via our self-service dashboard, which also offers financial wellness advice.
If you’re exploring options for special loans, such as loans for funerals, or need guidance on how to get emergency cash, Fundo is ready to assist you.
Our unique Fundo Customer Score rewards your good credit behaviour, like making on-time payments and referring others. The higher your Fundo Customer Score, the more opportunities you’ll have for future loans. Starting today, you can take control of your financing by simply applying for a loan with us! To be eligible, just ensure you’re over 18, reside in Australia, and make a minimum verified income of $1,000 per fortnight, all while planning for your loan repayment.
Ready to take the next step? Our application form is easily accessible on our website. No need to keep searching phrases like 'loans today' or 'bad credit loans.' If you apply during business hours, we may grant approval and disburse funds within the same day. Returning customers can complete the process in just three easy steps. If your search for ideal lenders included keywords like 'a payday loan' or 'get a quick payday loan', look no further than Fundo. Apply for your loan with us today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.