Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When unexpected expenses arise, securing a loan can make all the difference. Whether it’s a home project, a last-minute travel plan, or an urgent medical bill, you won't want to wait long for a solution. If you’re searching for ways to get a loan with bad credit, you’ve come to the right place! At Fundo, we understand that accessible financing is crucial, and we cater to borrowers with diverse credit histories, including those who may not have a perfect credit score.
After your research on how to get a loan with bad credit or exploring options like getting a short-term loan with bad credit, you might feel overwhelmed. Understanding your options is essential, and at Fundo, we provide a variety of small loans to help you find the right fit. From emergency loans to home renovation loans, you have plenty of choices. Our loans range from $500 to $10,000, ensuring we have something tailored just for you.
When you’re ready to take the next step, applying for a loan at Fundo is straightforward. Here are our eligibility criteria:
Your journey begins with our Fundo Customer Score, a simple tool that gives insight into your eligibility. By maintaining good borrowing habits, such as timely repayments, you can benefit from a higher Fundo Customer Score, improving your chances of approval for future loans.
Click the ‘Apply Now’ button on our homepage to access our easy-to-use online application form. We value your time, and our streamlined process means you could see funds deposited into your account within 60 seconds from contract acceptance, provided you apply during business hours! So stop searching for alternatives like 24/7 loans or short-term lenders. With Fundo, getting the financial support you need has never been easier!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.