Guaranteed Bad Credit Loans Australia
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Life often throws us unexpected expenses, whether it's a surprise holiday, urgent home repairs, or simply a little extra cash for peace of mind. When searching for guaranteed bad credit loans in Australia, finding a lender that understands your needs is essential, and that’s where Fundo comes in!
If you've been looking for terms like 'Guaranteed Approval Small Personal Loans', you might've encountered several options online. But with Fundo, you're not just another applicant. As a proud Australian-owned lender, we offer accessible short-term loans tailored for people with less-than-perfect credit.
After researching guaranteed bad credit loans in Australia, you may have stumbled upon various lender options, including offerings like 'Guaranteed Instant Loans No Credit Check' or 'Guaranteed Cash Loan Until Payday'. At Fundo, we provide a selection of small loans designed to fit your unique financial situation, including emergency loans and home renovation loans.
Choose from weekly, fortnightly, or monthly repayments that can be paid off within up to 180 days for a MACC loan. If you're eager to eliminate your loan sooner, feel free to pay it off early and save on potential costs. Managing your loan is a breeze with our user-friendly self-service dashboard, where you can access payment terms and helpful financial tips.
We understand that finding a lender with flexible criteria can be tough. Unlike traditional lenders, Fundo offers minimal eligibility requirements to empower you:
To apply, just complete our straightforward online form with your personal and financial details. For a swift transfer of funds into your account, submit your application during business hours.
Did you know you can boost your chances of future approvals? By being punctual with repayments, accessing financial guidance, or even referring friends to Fundo, you can enhance your Fundo Score—ultimately making your borrowing experience even smoother.
Stop your search for bad credit loans or "24/7 loans" and take the next step towards financial freedom! Apply for a loan with Fundo today and experience the difference.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
