Guaranteed Unsecured Loans Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
When life throws unexpected expenses your way, you might find yourself searching for guaranteed unsecured loans bad credit. Traditional banks can often be difficult to navigate, with strict eligibility criteria and lengthy application processes. Luckily, you’ve landed at Fundo! We provide fast and flexible short-term loans designed with you in mind, making funding simple and accessible from anywhere in Australia.
Need a small loan with manageable repayments? With Fundo, you can pay off our loans in as little as up to 180 days for a MACC loan. While our loans can't be used for consolidating existing debt, they can assist with one-off expenses that require immediate attention. Explore our options like home renovation loans for necessary repairs or check out our emergency loans for those unexpected costs that surprise you.
Forget searching for guaranteed same day loans for bad credit or guaranteed online loans. At Fundo, our eligibility requirements are straightforward. Here’s what you need:
To apply, simply fill out our online application form—we just need your personal details and the amount you wish to borrow. Already a Fundo borrower? You can reapply in just three clicks! Plus, check out your Fundo Score; our exclusive reward system for borrowers who pay on time, leave feedback, or refer friends. A higher Fundo Score means a better chance of getting approved for future loans!
At Fundo, we're committed to making your borrowing experience easy and enjoyable. Say goodbye to the frustration of searching for savvy loans and clear cash loans. Take the first step towards obtaining the funds you need and apply for your no-fuss loan with us today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.