How Old To Get A Personal Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected expenses arise, personal loans often provide a practical solution for many. Whether it’s to cover the cost of an emergency plumber or a sudden purchase, getting the right guidance is essential. If you're wondering how old you need to be to get a personal loan, look no further! At Fundo, we make the borrowing process straightforward and welcoming for those searching for options. Our loans are accessible and tailored to fit the needs of diverse borrowers.
Fundo is an Australian lender dedicated to providing short-term loans with a focus on clarity and ease. Here’s why we stand out:
Many potential borrowers wonder about the requirements when considering how old to get a personal loan. At Fundo, you must be at least 18 years old to apply. We believe in empowering our clients by making the lending process clear and accessible.
If you're curious about qualifying for a Fundo loan, our eligibility requirements are straightforward:
Our personal loans are versatile to cater to various short-term funding needs. While you can't use Fundo loans for debt consolidation, renovations, or other expenses, our loans can help cover unexpected costs such as:
Searching for loans doesn't have to be overwhelming. Instead of getting lost in the results for 150 Cash Loan or Cash Loans WA, let Fundo assist you in finding the right financial solution.
Ready to take the next step? Applying for a loan with Fundo is simple. You'll just need to share your personal details, the amount you wish to borrow, and your preferred repayment terms. If everything checks out, you could receive your funds in your account within 60 seconds of contract acceptance!
Plus, securing a loan with Fundo can help pave the way for improved borrowing experiences in the future with our Fundo Score system. Your good credit behaviour, such as timely repayments and referring friends, can enhance your credit profile with us.
Don't keep scrolling through search results for cash direct loans or instant approval loans. Start your journey with Fundo today and experience the ease of borrowing!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 5 weeks to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 9 weeks to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
