How To Get Instant Money
Same day funds up to $5,000
Same day funds up to $5,000
When you need cash in a hurry, knowing how to get instant money can help ease financial stress. Whether it’s an unexpected bill, emergency repairs, or a sudden travel need, Fundo offers quick financial solutions to help you access instant money. We focus on making the process simple, fast, and efficient, so you can get the funds you need when you need them the most.
How can I get instant money with Fundo?
Fundo makes getting instant money as simple as possible through our fast cash loan options. Here’s how you can apply and receive funds quickly:
Our instant money solutions are designed for people in need of fast cash without the hassle of lengthy applications or waiting periods. For customers seeking immediate relief, Fundo’s instant small amount loans offer quick access to cash in smaller amounts, perfect for urgent expenses.
What can I use instant money for?
Fundo’s instant money loans are designed to help cover emergency expenses that need to be addressed immediately. Here are some common uses:
These loans are not meant for long-term financial solutions or to cover ongoing expenses like rent or mortgage payments. Instead, they are short-term financial relief for unexpected costs. If you’re considering your options, our fast cash payday loans may provide another fast solution when you’re in a bind.
FAQs
What are the eligibility requirements for getting instant money with Fundo?
At Fundo, we make it simple for more Australians to qualify for instant money loans. Here’s what you need to be eligible:
Our high approval rates are made possible because we assess each application individually. Even if you don’t have a traditional income or have a less-than-perfect credit history, you may still qualify for one of Fundo’s instant loans.
How quickly can I get my instant money loan approved?
At Fundo, speed is a priority. If you submit your application during business hours, you could get approved the same day. Once approved, the funds will be transferred directly into your account. Depending on bank processing times, you may receive the money on the same day or by the next business day.
For those who need cash even faster, we offer 1-hour emergency loans, which are designed for the most urgent financial situation
Do I need a payslip to get instant money?
No, Fundo offers cash loans without a payslip, so even if you’re a freelancer or on Centrelink, you can still apply.
Can I get instant money if I have bad credit?
Yes, Fundo looks at your overall financial situation, not just your credit score. Even if you have bad credit, we assess your ability to repay the loan.
How do I repay my loan?
Fundo offers flexible repayment options, including weekly, fortnightly, or monthly schedules, depending on what suits your financial situation best.
Are there hidden fees?
No, Fundo is fully transparent about all fees and charges. You’ll know exactly what you’re paying upfront, with no hidden costs.
Can I repay my loan early?
Yes, you can repay your loan early without penalties. Early repayment could save you on interest and improve your Fundo Score.
How fast can I get my instant money loan?
If approved during business hours, you could receive the funds the same day. For faster cash access, consider our instant loan apps for quick management of your loan on the go.
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.