How To Get Instant Money
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When you need cash in a hurry, knowing how to get instant money can help ease financial stress. Whether it’s an unexpected bill, emergency repairs, or a sudden travel need, Fundo offers quick financial solutions to help you access instant money. We focus on making the process simple, fast, and efficient, so you can get the funds you need when you need them the most.
How can I get instant money with Fundo?
Fundo makes getting instant money as simple as possible through our fast cash loan options. Here’s how you can apply and receive funds quickly:
Our instant money solutions are designed for people in need of fast cash without the hassle of lengthy applications or waiting periods. For customers seeking immediate relief, Fundo’s instant small amount loans offer quick access to cash in smaller amounts, perfect for urgent expenses.
What can I use instant money for?
Fundo’s instant money loans are designed to help cover emergency expenses that need to be addressed immediately. Here are some common uses:
These loans are not meant for long-term financial solutions or to cover ongoing expenses like rent or mortgage payments. Instead, they are short-term financial relief for unexpected costs. If you’re considering your options, our fast cash payday loans may provide another fast solution when you’re in a bind.
FAQs
What are the eligibility requirements for getting instant money with Fundo?
At Fundo, we make it simple for more Australians to qualify for instant money loans. Here’s what you need to be eligible:
Our high approval rates are made possible because we assess each application individually. Even if you don’t have a traditional income or have a less-than-perfect credit history, you may still qualify for one of Fundo’s instant loans.
How quickly can I get my instant money loan approved?
At Fundo, speed is a priority. If you submit your application during business hours, you could get approved the same day. Once approved, the funds will be transferred directly into your account. Depending on bank processing times, you may receive the money on the same day or by the next business day.
For those who need cash even faster, we offer 1-hour emergency loans, which are designed for the most urgent financial situation
Do I need a payslip to get instant money?
No, Fundo offers cash loans without a payslip, so even if you’re a freelancer or on Centrelink, you can still apply.
Can I get instant money if I have bad credit?
Yes, Fundo looks at your overall financial situation, not just your credit score. Even if you have bad credit, we assess your ability to repay the loan.
How do I repay my loan?
Fundo offers flexible repayment options, including weekly, fortnightly, or monthly schedules, depending on what suits your financial situation best.
Are there hidden fees?
No, Fundo is fully transparent about all fees and charges. You’ll know exactly what you’re paying upfront, with no hidden costs.
Can I repay my loan early?
Yes, you can repay your loan early without penalties. Early repayment could save you on interest and improve your Fundo Score.
How fast can I get my instant money loan?
If approved during business hours, you could receive the funds the same day. For faster cash access, consider our instant loan apps for quick management of your loan on the go.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
