Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When unexpected expenses arise, getting access to quick cash can be essential. Whether it’s for an urgent bill, a medical emergency, or a personal expense, Fundo offers a fast and simple solution. We provide small loans starting from $500 with a quick and easy online application process, designed to get you approved quickly. Fundo ensures you can access the cash you need when you need it most, helping you manage your finances without unnecessary delays.
Once you submit your application, Fundo reviews it promptly, often providing approval on the same day. If you have a PayID-enabled bank account, Fundo can transfer the funds to you within 60 seconds from accepting your loan agreement, provided your bank supports PayID from contract acceptance, ensuring fast access to cash for your financial needs. In addition to fast approval and instant funding, Fundo offers Personal Loans that can be customized to fit your financial needs, making managing your loan easy and hassle-free.
Quick Cash FAQs
How quickly can I get approved for a quick cash loan from Fundo?
Fundo’s online application process is designed to be fast and efficient. Once your application is submitted, it is reviewed quickly - often providing same-day approval. If you have a PayID-enabled bank account, you can receive the funds within 60 seconds from accepting your loan agreement, provided your bank supports PayID from contract acceptance.
What can I use a quick cash loan from Fundo for?
You can use Fundo’s quick cash loans to cover a wide range of short-term financial needs, such as unexpected bills, emergency medical expenses, or other urgent costs. Our cash advance loans provide the financial relief you need.
How does Fundo’s PayID system provide 60-second funding?
If your bank account is PayID-enabled, Fundo can transfer the loan funds to you within 60 seconds from accepting your loan agreement, provided your bank supports PayID from contract acceptance. This feature ensures that you can access your funds immediately to handle urgent financial situations.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that are tailored to suit your financial situation. Whether you need a shorter or longer repayment period, Fundo ensures that loan management is stress-free.
Do I need good credit to apply for a loan with Fundo?
No, Fundo considers your current financial situation, not just your credit score. Even if your credit isn’t perfect, you may still qualify for a loan from Fundo.




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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