Instant Cash Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
When you find yourself in need of financial support, instant cash loans for bad credit can be a great solution for covering unexpected expenses. Whether it's an urgent bill or an unplanned purchase, Fundo is here to provide a quick and convenient way to secure the funding you need.
At Fundo, we understand that sometimes, traditional lenders may not be an option due to credit challenges. Our alternative lending services offer a friendly, accessible approach to borrowing. With our streamlined online process, you can apply from the comfort of your home and potentially receive your funds within 60 seconds from contract acceptance! Here are some great reasons to choose Fundo:
Our instant cash loans are versatile and can be used for various essential needs, but it's important to know that they are not intended for debt consolidation. For example, if you have a home project that can’t wait, or an unforeseen expense arises, you can turn to Fundo’s home renovation loans and emergency loans tailored for these situations. Just remember, at Fundo, we focus on responsible lending and ensuring you can comfortably manage the loan.
Applying for an instant cash loan with Fundo is quick and straightforward. To qualify, all you need to do is:
Once you meet these criteria, you can complete your application online by providing your personal details and the loan amount you’re seeking. If you’ve borrowed from us before, reapplying is super easy—just a few clicks!
At Fundo, we value your responsible borrowing habits. Introducing the Fundo Score! This unique feature rewards you for timely repayments and conscientious behaviour. A higher Fundo Score enhances your chances of approval for future loans. So, not only is borrowing simple with Fundo, but it also pays off to manage it wisely!
Stop searching for instant loans or same day loans and let Fundo make your financial journey easier. Our friendly team is ready to help you secure the funds you need without the stress. Explore your options today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.