Instant Cash Loans No Bank Statements
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Sometimes a big bill comes up that needs payment urgently - perhaps it’s already overdue! It could be a medical bill, a dental bill, a car repair bill, or even a bigger-than-expected utility bill. Whatever it is, you may be in dire need of an instant cash loan. However, you’re wary of applying for a loan because you don’t have bank statements or payslips to send to your bank or lender. This may be due to PC/smartphone failure, changing banks recently, or a variety of reasons beyond your control.
Don’t stress - Fundo can help. You can apply for cash loans for unemployed people in Australia ranging between $500 and $5,000 depending on your needs. If life puts obstacles in the way, you can trust Fundo to smooth them out. In fact, thousands of Australians have rated Fundo highly as one of the best and fairest small loan lenders - so you can put your faith in us to do what’s right by you!
What do I need to get an instant cash loan without a bank statement?
The first thing is to figure out if you are eligible for an instant cash loan from Fundo. Our current (September 2024) eligibility criteria are as follows:
If that sounds like you, you can apply for a small cash loan on the easy-to-use and 100% secure Fundo Dashboard.
How do you figure out if I’m eligible without bank statements?
We ask you a series of questions about your current financial situation. All we ask in return is you answer honestly: you don’t have to be accurate down to the last cent, but we do need approximate or close-enough figures relating to your income, expenses such as rent, groceries, other loan repayments, and what have you. This needs to be verifiable, so no fibbing!
We may also ask you to connect with Centrelink if you are receiving payments from Centrelink or other government departments. In fact, we don’t even need to check your credit score - more on that later!
If you need an emergency loan and don’t have bank statements, apply now! You could be up and running within three minutes; and have the money in your account within 60 seconds from contract acceptance!
Instant Cash Loans No Bank Statements FAQs
I may have bad credit, can I get an instant cash loan?
Of course! We’ve helped thousands of Australians with impaired or bad credit get small cash loans ranging from $500 to $5,000 from Fundo. We use the Fundo Score which takes into account many factors beyond just a traditional credit score check to figure out if you’re eligible for approval. We strive to say yes where other lenders may refuse your application. Don’t let bad credit hold you back when you need cash quickly!
Will I still need identification to get an instant cash loan?
Yes. As part of our due diligence, we will need at least 100 points of Government issued ID (Passports, drivers licences, Medicare cards) to verify your identity. Bank statements can form part of that 100 points of ID, but are not necessary to apply for a small cash loan with Fundo.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
