Ready. Set. Loan.
Same day funds up to $5,000
Same day funds up to $5,000
Picture this: you’re trying to apply for a loan through an instant loan app, but it’s not working as smoothly as you’d hoped it would. Why not apply for a quick personal loan online through Fundo’s website instead?

With Fundo, it’s easy: just log on to our website and fill out the application form. One of our friendly team members will assess your application. If you submit your application within business hours and everything goes well, you may even receive a decision on the same day. 

Even better, Fundo’s self-service dashboard, which you can access through our website, is jam-packed with special features comparable to an instant loan app, such as checking your repayment schedule quickly and easily. With a Fundo account, you could even complete a new application in just a few clicks if you’re a returning borrower.

You’ll also get access to the Fundo Credit Score, which adds fun to your borrowing experience with us. You increase your Fundo Credit Score whenever you pay your online loan early or on time, share feedback, or refer friends to our loans. The higher your Fundo Credit Score, the better your chances of getting approved for future small personal loans with us.

Fundo’s tech-savvy approach to lending is a smooth, easy, and hassle-free experience. Stop looking for an instant loan app and apply for a loan on our website instead!

While Fundo doesn’t have a mobile app, you can still keep track of your loan details and more through our self-service dashboard.

We’ve baked empowerment right into our services through your personalised account dashboard. Picture it as your unique command centre for all things Fundo loan-related. You can view and update your account, keep track of repayments, and keep an eye on other loan-related information at any time through it. You can even gain access to cool perks along the way.

Talk about convenience!

Transparency is key, especially when it comes to our online easy loans. This is why we’re happy to say that Fundo has no hidden charges or fees. 

While we do charge certain fees on our easy loans, we break these fees down for you in a way that’s easy to digest, giving you a clear picture of your responsibilities if you apply for a loan with us. Our fees are in line with industry standards and the applicable laws in Australia, and all costs are discussed during the loan offer stage.

What if you missed a repayment date? There may be late payment fees and other relevant charges as per your loan contract. Just make sure to give us a heads-up at least forty-eight hours in advance if there are any changes to your repayment schedule.

You don’t need an instant loan app to talk to us – just contact us through our customer support lines, and our team can discuss any questions you may have.

No credit history? No problem! Our doors are open to individuals who are Australian citizens or permanent residents, are eighteen years old or older, and have a steady minimum income of $1,000 per fortnight (including government benefits). 

While we may perform credit checks, your credit score plays a small role in our decision-making process. We also look into your current ability to repay your loans on time.

Our application process is done through our website, making it accessible anytime and anywhere, meaning you don’t need to download an instant loan app to apply.

Simply complete the application process, and if your application is eligible and approved, we may have your funds in your account on the same day you submit your application.

We suggest submitting your application from Mondays to Fridays (9.00 a.m. to 6.00 p.m.) and Saturdays (9.00 a.m. to 5.00 p.m.) Sydney time, as we typically process applications within the same day. Applications received close to the end of or after business hours are processed as soon as possible, typically the next business day.

Fundo is an Australian owned and managed company that provides a no-fuss, no-jargon solution to small same-day cash loans in Australia. There are no hidden fees or charges with us, and we offer flexible repayments.

If you need a loan with minimal fuss, then Fundo is the right place for you!

Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.