Instant Loan App
Same day funds up to $5,000
Same day funds up to $5,000
Searching for an instant loan app? Many people turn to loan apps for fast and convenient access to cash. While Fundo doesn’t offer a dedicated app, our website is mobile-friendly and offers the same convenience. With small loans starting from $500 and a fast online application, you can apply for and manage your loan from your phone, ensuring you get instant access to funds.
What should you know about instant loan apps?
When you’re looking for fast financial solutions, using an instant loan app can seem like a convenient way to access cash quickly. While mobile loan apps may provide rapid approvals, it’s important to ensure that the lender is reliable and offers transparent terms. At Fundo, we offer small loans starting from $500 with a quick online application process. Although Fundo doesn’t operate through a mobile app, our web-based platform is fully optimised for mobile use, allowing you to apply for a loan from your phone anytime, anywhere in Australia.
Our fast application and approval process make Fundo an excellent alternative to instant loan apps. With responsible lending practices and flexible repayment options, Fundo ensures that you get the cash you need without added financial stress. You can trust us to deliver a quick, transparent, and secure loan experience.
How does Fundo’s loan process compare to mobile loan apps?
Unlike many instant loan apps that prioritise speed over transparency, Fundo takes a balanced approach. We aim to provide fast financial assistance while ensuring that you’re not left in a worse financial situation. Here’s how our process works:
Fundo’s focus on responsible lending, combined with our fast loan processing, makes us a reliable choice for those looking for instant financial support without compromising on transparency.
FAQs
Can I get instant approval for a loan with Fundo?
Yes, Fundo offers a fast approval process. If you apply within business hours, you may receive your loan approval and funds on the same day, subject to our loan assessment process.
Does Fundo have a mobile app?
No, Fundo doesn’t have a dedicated mobile app. However, our website is fully optimised for mobile use, allowing you to apply for loans from any device, including smartphones.
What can I use my Fundo loan for?
You can use your Fundo loan for personal expenses like car repairs, medical bills, or unexpected emergencies. However, Fundo does not provide loans for paying off existing debts, utility bills, or rent.
Is a credit check required for Fundo loans?
A credit check may be part of Fundo’s loan assessment process to ensure responsible lending. However, we also consider other factors, like your verified income, to determine loan eligibility.
Can I improve my Fundo Score to increase my chances of approval?
Yes, you can improve your Fundo Score by making on-time repayments, referring friends, and providing feedback. A higher Fundo Score increases your likelihood of future loan approvals and access to exclusive offers.
Safe
and Secure. 3 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
