Instant Loan Online Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Finding an instant loan online with bad credit can feel like searching for a needle in a haystack. Rejections can come all too quickly when traditional lenders see a lower credit score. At Fundo, we believe everyone deserves a chance, regardless of their credit history. That's why we’re dedicated to making short-term loans more accessible for Australians who need them the most. By focusing on the individual circumstances of each applicant, we strive to say "yes" more often than not.
Many people often search for terms like instant approval bad credit loans online or instant unsecured loans for bad credit, but with Fundo, you can skip the stress. Our application process is designed to save you time and effort. Whether you’re facing unforeseen expenses or need financial support for a one-time cost, we're here to assist you.
At Fundo, you can apply for loans ranging up to $5,000 and repay them within up to 180 days for a MACC loan. While interests apply based on the loan size, our goal is to offer transparent, fair lending practices. If you manage your repayments well, you may avoid monthly fees, helping you stay in control of your finances.
Your borrowing reasons are personal, and we’re here for you! For instance, you can invest in home repairs or tackle unexpected costs, such as car maintenance. While you may have previously turned to ‘instant short term loan bad credit’ searches, Fundo brings everything to your fingertips. Our interactive dashboard lets you monitor your account, manage payments, and receive valuable advice directly from our team.
You can stop searching for terms like 'new cash loans' or 'next day payday loans.' Our eligibility criteria are quite minimal. You need to:
Ready to apply? Just fill out our online application form with your personal details and the amount you'd like to borrow. If you're a returning customer, it takes just a few clicks to apply again!
And remember, earn your Fundo Score by demonstrating good borrowing behaviour. A high Fundo Score can increase your chances of receiving loan approval down the line. With Fundo, you’re not just borrowing; you’re building a brighter financial future. Let us help you take the first step today!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
