Instant Short Term Loan Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Are you in need of an instant short term loan with bad credit? You're certainly not alone! Many people encounter unexpected expenses that require quick financial solutions. Whether you're facing a surprise bill or urgent personal expenses, finding the right lending option can make all the difference when time is ticking. That's where Fundo comes in. We provide fast, affordable short-term loans designed to meet your needs without the hassle of lengthy processes.
With Fundo’s streamlined application process, accessing cash has never been easier. You can apply online, and if you're eligible, funds can reach your account within 60 seconds of contract acceptance! Say goodbye to tedious paperwork and hello to quick cash solutions tailored for you. Here’s what you can expect with Fundo:
When searching for an instant short term loan with bad credit, it's essential to consider your individual needs. At Fundo, we understand that not all loans are created equal. That’s why we offer various options tailored to suit your financial situation. You might be interested in:
No matter which option you choose, you can comfortably repay your funds within up to 180 days for a MACC loan. Plus, should you choose to pay off your loan in advance, you can save on potential account fees—another way we aim to support you!
Applying for a loan doesn't need to be a daunting task. At Fundo, we're committed to making the process seamless for our borrowers. Here’s a glimpse of what you need to qualify:
Additionally, our Fundo Score gives you an insight into your borrowing health. You can boost your score by demonstrating consistent repayment behaviour, which may increase your chances for future loans.
Now that you’re equipped with the information about our instant short term loans for bad credit, why wait? Click on 'Apply Now' on our homepage to kick off your funding journey. You can fill out the easy online form by entering your desired loan amount and personal details. For returning customers, the application process is even simpler—just three clicks to success!
Your approval could be just around the corner! Complete your application during business hours, and you may receive notification of your approval on the same day. Let Fundo help you bridge your financial gaps swiftly and efficiently!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
