Instant Loan With Bad Credit Score
Same day funds up to $5,000
Same day funds up to $5,000
If you find yourself needing quick financial support due to unexpected expenses, exploring an instant loan with bad credit score may be a viable solution. Traditional lenders can often make this process challenging, thanks to endless paperwork and lengthy waiting periods. That's why many folks search for alternatives like instant cash loans for bad credit. At Fundo, we specialise in offering fast and flexible personal loans aimed at helping Australians like you meet their financial needs without the hassle.
Here at Fundo, we understand that life can throw unplanned costs your way, and we're committed to helping you through these times. Our loans are designed to cater to your needs, even if your credit history isn't perfect. With a friendly approach, we aim to make the borrowing process as smooth as possible. No hidden fees or complicated jargon—just straightforward lending.
Stop searching for solutions to manage unexpected expenses—at Fundo, our instant money loans can cover everything from car repairs to medical bills. Our short-term loan agreements can be repaid within up to 180 days for a MACC loan, allowing you to regain control of your finances without overwhelming repayment plans. Plus, when you repay early, you can avoid excess fees—it's a win-win!
At Fundo, we believe in lowering barriers. Here’s what you need to qualify:
If you meet these guidelines, we encourage you to apply for a loan today! A quick application can lead to same-day approvals during business hours.
Forget the standard searches for “instant loan with bad credit score”—you've found your answer with Fundo. Our easy online process, fast funding, and customer-first philosophy make us the ideal choice for your next financial solution. Join countless satisfied customers who have taken control of their financial future with Fundo!
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.