Instant Payday Advance
Same day funds up to $5,000
Same day funds up to $5,000
Need an instant payday advance? Payday advances offer quick financial relief before your next paycheck, helping you cover immediate expenses. Fundo offers small loans starting from $500, with a fast online application process that ensures you can get an instant payday advance when you need it. With flexible repayment terms, managing your finances has never been easier.
What is an instant payday advance, and how does it work?
An instant payday advance is designed to provide you with quick cash before your next paycheck, helping you cover immediate expenses like emergency repairs, medical bills, or urgent payments. Fundo offers payday advance loans starting from $500, allowing you to access the funds you need quickly and with minimal hassle. The application process is fully online and can be completed in just a few minutes, and if approved, you could receive the funds on the same day.
Fundo’s instant payday advance loans are ideal for short-term financial needs. We prioritise transparency and ensure you know the loan terms upfront, with no hidden fees or surprises.
What are the eligibility requirements for an instant payday advance at Fundo?
To qualify for an instant payday advance at Fundo, you need to meet the following criteria:
These requirements ensure responsible lending and help you manage your loan with confidence.
FAQs
What can I use my instant payday advance for?
Fundo’s instant payday advance can be used for any urgent financial needs, such as medical bills, car repairs, or unexpected expenses.
How quickly will I receive the funds?
If your application is approved during business hours, you could receive your funds on the same day or by the next business day.
Can I get an instant payday advance with bad credit?
Yes, Fundo assesses your current financial situation and ability to repay the loan, so bad credit does not automatically disqualify you from approval.
Do I need a payslip to apply for an instant payday advance?
No, Fundo considers various factors in your application and doesn’t require a payslip as long as you meet the income criteria.
Are there hidden fees with Fundo’s instant payday advances?
No, Fundo provides transparent loan terms with no hidden fees, ensuring you know exactly what to expect.
Safe
and Secure. 3 min
application²
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Ellie P.
Robert D.
Safe
and Secure. 3 min
application²
Increase your Fundo Credit Score to boost your chance of getting approved on your next loan.
Safe
and Secure. 3 min
application²
Loan amount from $500 to $2000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2001 to $5000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 The comparison rate is specific to a $2,500 loan over a two-year term with a $400 establishment fee and fortnightly repayments. Any deviation in loan amount, term, or additional fees and charges can result in a different comparison rate, and the given comparison rate only applies to the presented example.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 3 min
application²¹As soon as you sign your contract and if all other requirements have been met, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or it is a weekend or a public holiday, the funds are usually received by the next business day. Fundo cannot guarantee that loan funds will be received within 60 seconds
²Applying for a loan with Fundo usually takes about 3 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
