Loan For Really Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
We all know that life can throw unexpected expenses our way, making a loan for really bad credit a sensible solution. If you’ve been on the hunt for lenders that cater to your unique situation, you might have found the search overwhelming. But at Fundo, we’re here to offer a helping hand with our short-term loans designed for individuals who may have struggled to secure funding elsewhere.
With Fundo, you can borrow up to $5,000, and we’ve streamlined the process to make it as stress-free as possible. Our loans are straightforward, free of hidden fees, and come with easy-to-understand terms. We believe in putting your needs first and making the borrowing experience both quick and convenient. Ready to take the next step? Let's see how we can assist you!
If you’ve looked up other options like 'Loan Payday Bad Credit' or 'Loan With Bad Credit Australia', you’ll find that Fundo loans offer a welcome alternative. Our loans can assist with various needs, whether it’s covering unexpected bills, home repairs, or urgent expenses.
Getting a loan for really bad credit shouldn’t be complicated. At Fundo, we’ve made the application process easy! Just fill out our online form with your basic personal and financial details, including your verified income and the amount you want to borrow. You must be:
For a better chance of receiving funds as quickly as possible, we recommend applying during our business hours. If you are proactive about your repayment history and you work to build your Fundo Score, it could unlock even more lending opportunities in the future. By paying on time and referring friends, you’re already taking steps to secure better financing options down the line.
Don’t let your search for a loan for really bad credit leave you feeling stuck. With Fundo’s seamless process and caring support, we’re committed to helping you get back on your feet. Ready to apply? Take control of your financial future today and start your application with Fundo!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.