Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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In times of need, quick and accessible financial support can make all the difference. If you've found yourself searching for a “loan with a low credit score,” you’re not alone. Many Australians face unexpected expenses or short-term funding needs, and traditional banks might seem out of reach due to stricter eligibility criteria. That's where Fundo comes in. As an online lender, we specialize in providing short-term loans to those who may not have the best credit history. Our goal is to ensure that you can access the funds you need without the usual hassle.
When you think about applying for a loan, you want to ensure you’re getting the best offer possible. Fundos' emergency loans serve as a great solution for urgent, one-time expenses. With our user-friendly platform, getting started is easy. Just complete our application form by providing your details and the amount you wish to borrow, and let us take care of the rest!
A few quick reminders about eligibility: you must be over 18, currently living in Australia, and earn at least $1,000 per fortnight (including government benefits). Additionally, it’s essential to demonstrate that you have the ability to repay the loan without placing undue financial strain on yourself.
Stop searching for a “loan with a low credit score” or feeling overwhelmed by complicated options. With Fundo, your financial solutions are streamlined and tailored to support you through challenging times. For those who have been searching for options like “personal loans same day cash”, we make the process efficient and user-friendly.
New to Fundo? Your application could be approved with funds released as soon as the same day if submitted during business hours! And don’t forget, maintaining a good Fundo Customer Score can improve your chances of approval and help you gain access to even better loan conditions. Make timely repayments, share our platform with friends, and leave helpful reviews to enhance your experience.
Why continue your search for “loans today” or “borrow money now”? Dive into a new lending experience with Fundo and apply for a loan today!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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