Loans For Poor Credit Rating
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
If you're exploring options for loans for poor credit rating, you likely need quick and reliable funding to address unexpected expenses or one-off costs. At Fundo, we understand that life can throw challenges your way, and our mission is to make accessing funds as easy as possible. Our short-term loans provide a seamless online application process, designed specifically for individuals who may not have the best credit scores but are financially responsible. If you need cash swiftly, look no further!
In your search for loans for poor credit rating, you may come across various alternatives. While some lenders may offer tempting options, Fundo stands out as a reliable choice without the complexities. We offer a range of small loans tailored to different needs, such as emergency loans and home renovation loans, ensuring you have multiple choices that cater to your circumstances.
We are dedicated to helping you navigate your financial needs with peace of mind. If you meet the simple eligibility criteria — be over 18 years, currently living in Australia, and earning a verified income of at least $1,000 a fortnight — you're already on the right track to securing a loan with us!
It's worthwhile to acknowledge that while we say 'no credit check loans', a credit check may occasionally be required as part of our assessment process. Our goal is to ensure you're making a sound financial decision without putting yourself at risk.
To enhance your experience even further, consider becoming a returning borrower. With just three clicks, you can reap the benefits of expedited loans! Plus, our unique Fundo Score rewards responsible borrowing and good financial habits. Improving your Fundo Score not only increases your chances of loan approval but can also unlock discounts and perks for you.
So, if you're still researching short term bad credit loans or options that suit your financial situation, why not take a step with Fundo? Don't let poor credit rating hold you back from getting the assistance you need. Apply for a Fundo loan today, and discover how we can help!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
