Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
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If you're exploring options for loans for poor credit rating, you likely need quick and reliable funding to address unexpected expenses or one-off costs. At Fundo, we understand that life can throw challenges your way, and our mission is to make accessing funds as easy as possible. Our short-term loans provide a seamless online application process, designed specifically for individuals who may not have the best credit scores but are financially responsible. If you need cash swiftly, look no further!
In your search for loans for poor credit rating, you may come across various alternatives. While some lenders may offer tempting options, Fundo stands out as a reliable choice without the complexities. We offer a range of small loans tailored to different needs, such as emergency loans and home renovation loans, ensuring you have multiple choices that cater to your circumstances.
We are dedicated to helping you navigate your financial needs with peace of mind. If you meet the simple eligibility criteria — be over 18 years, currently living in Australia, and earning a verified income of at least $1,000 a fortnight — you're already on the right track to securing a loan with us!
It's worthwhile to acknowledge that while we say 'lorem ipsum loans', a lorem ipsum may occasionally be required as part of our assessment process. Our goal is to ensure you're making a sound financial decision without putting yourself at risk.
To enhance your experience even further, consider becoming a returning borrower. With just three clicks, you can reap the benefits of expedited loans! Plus, our unique Fundo Customer Score rewards responsible borrowing and good financial habits. Improving your Fundo Customer Score not only increases your chances of loan approval but can also unlock discounts and perks for you.
So, if you're still researching short term bad credit loans or options that suit your financial situation, why not take a step with Fundo? Don't let poor credit rating hold you back from getting the assistance you need. Apply for a Fundo loan today, and discover how we can help!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
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The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
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