Loans For Unemployed And Bad Credit Australia
Same day funds up to $5,000
Same day funds up to $5,000
Running into unexpected expenses can be stressful, particularly when traditional lenders make it difficult to secure a small loan. At Fundo, we understand that life can throw challenges your way, and we're here to support your financial journey with loans for unemployed and bad credit in Australia. Forget about endless paperwork and long waiting times—our process is designed to be quick, simple, and user-friendly.
When searching for financial assistance, many people type phrases like 'loans for unemployed and bad credit Australia' or 'Last Chance Loans'. But look no further! With Fundo by your side, obtaining the funds you need can happen smoothly and swiftly.
At Fundo, our approach is all about making loans accessible, particularly for those with less-than-perfect credit scores. If you've been on the lookout for loans for unemployed and bad credit Australia, you're not alone! Our tailored loan options cater to your needs, providing peace of mind and financial flexibility.
Whether you need funding for home renovations or last-minute expenses, we offer various options to fit your unique situation:
If you're still pondering whether Fundo is the right choice for your needs, consider this: we ask for minimum requirements, including being over 18 years old and currently living in Australia. To qualify for our funds, you need to show a verified income of at least $1,000 per fortnight. This can include government benefits. Remember, responsibly borrowing means you won't be under unnecessary financial pressure while making repayments.
Ready to embark on your journey with Fundo? Apply today, and you could see approval and funds in your account within 60 seconds from contract acceptance! Plus, if you're a returning customer, our quick three-click process makes it even easier. Our interactive Fundo Score can help improve your chances of loan approval—all while rewarding you for good financial behaviour.
Don't let financial hurdles slow you down. When you're seeking loans for unemployed and bad credit Australia, Fundo is here with flexible, fast, and friendly service. Take the first step towards securing your funds with us today!
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.