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Same day funds up to $5,000
We approved 285 loans in last 24 hours!
Funds in 60 secs 1
$100M+ Funded
Australian Owned
Apply, approved
and funded - in minutes
Quick Application
Complete your app in
just 5 mins²
Instant Approval
Get same day approval³
Funds in 60 secs
Sign your contract and get money fast¹
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Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²Consistently winning
4 years of product review excellence!
Jessie
Fast loans – Quick convenient practical without the hassle of dealing with banks.
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and Secure. 5 min
application²
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and Secure. 5 min
application²Discover Your Fundo Score
Faster payments, better rewards, because we value responsible borrowing
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application²
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application²See why our customers love us
Kim S.
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Safe
and Secure. 5 min
application²
Safe
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application²Fundo loan example
Borrow between
$500 to $5,000
$500 to $5,000
Flexible
payment terms
payment terms
No hidden fees
payout early for discount
payout early for discount
Money in ~60 secs of
contract acceptance¹
contract acceptance¹
4 Fees are based on loan amount funded.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 6 months with a fortnightly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
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Safe
and Secure. 5 min
application²
Safe
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application²Fundo Loans FAQs
What do I need to apply? How do I qualify?
In order for your online loan application to be considered, you have to be at least 18 years old. You also need to have a regular income from a full time or part time job. This also includes government benefits and pensions. However, we won’t approve a loan where government benefits or pensions are your only source of income.
Fundo is built on responsible lending. You will need to show that you can comfortably pay your repayments. We don’t approve loan applications if there is any risk of you being placed in a financial pickle as a result of borrowing money from Fundo.
How soon can I get my loan?
If you submitted your application within business hours, and are approved you may get your loan funds on the same day!
However, delays do happen and you may not receive your loan funds until the next business day.
Why should I choose small and easy online loans with Fundo?
When it comes to online money lenders in Australia, you simply can’t go past Fundo. Our quick and easy online loans follow a no-fuss application process and fast approval. Best of all, you can do it all from the comfort of home, and may even receive the cash on the same day!
What type of quick, small loans does Fundo offer?
At Fundo, we offer short term loans , no check loans , fast cash loans , and same day loans . Borrow up to $5000 and enjoy flexible repayments, no hidden fees or charges, and tailored loan terms.
What is the application and approval process like for a quick and easy loan with Fundo?
Our application process is quick, easy and 100% online. And, provided you apply during business hours and meet all of our small loan requirements, we're usually able to give you approval (and your funds) on the same day. Fundo truly is your answer to small, fast loans in Australia.
How can I contact Fundo if I have any questions about their quick and easy loans?
Our team is always happy to answer any questions you may have about our quick loans online in Australia. Simply call us on 1800 161 391, send us an email at hello@fundo.com.au, or use our online chat function!
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Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²About Fundo
Quick loans online made easy
At Fundo, we understand that sometimes, life happens. When you are short on time and in need of fast cash we are your quick online loan experts. With Fundo, you'll enjoy a no-fuss application and approval process and the convenience of same day loans , all from the comfort of your home. Need a quick online loan in Australia? We've got you covered.
The Fundo difference
We’re not like the super strict banks. As a private lending institution, we can provide approved applicants with short term loans , and fast cash loans , even with a not-so-great credit score. What’s more, we offer flexible repayments, have no hidden fees or charges, and are Australian-owned and managed. We take the fuss and complication out of small loans in Australia. With Fundo there’s no jargon, no confusing legal talk, and no complications. Just easy, quick, small online loans.
Quick, convenient application process
At Fundo, all of our processes are handled online. As long as you’re 18 or over and have regular employment income, you can apply for a fast online loan of up to $5000. The process is simple. Simply go to our homepage, click on ‘Apply Now’ and follow the prompts. If you qualify, we’ll send you an Agreement and have the funds in your account ASAP, often on the same day! We approve applications Mondays to Saturdays, and our online form is available 24/7.
Take charge of your account
Take charge and manage your account with your personalised account dashboard. View and update your account, make or reschedule repayments, and easily keep track of your loan information, including balance, duration and payment dates, as well as earn points and check your Fundo Score. At Fundo, we make it easy for you to access and manage your online loan at any time.
Earn points and build your Fundo Score
At Fundo, we like to look further than your existing credit score. This is why we’ve developed our own scoring system! The Fundo Score system rewards you for paying your online loan early or on time. Earn a maximum of 1200 points — the higher your Fundo Score, the higher your chances of being approved for fast loans. We also offer special discounts and benefits based on your Fundo Score.
Bad credit? You can still Fundo it!
With Fundo, it’s still possible to be approved for a quick small loan in Australia with a bad credit score. We care, and we listen. We’re able to offer short term no credit check loans of up to $5000 with a short repayment period to approved applicants. Simply tell us your unique circumstances, and we’ll see what we can do! Looking for a quick loan lender with minimum fuss? Look no further than Fundo.
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Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²More from Fundo
Fast Approval Cash Loans from Fundo: Tackle Expenses in 5 Minutes!
Get fast approval
cash loans from Fundo in just 5 minutes to tackle
unexpected expenses effortlessly. Fundo offers quick online applications, same-day decisions,
and personalized solutions. Improve your Fundo Score for better access to credit and
enjoy a seamless financial journey with Fundo as your partner.
Maximize Your Approval Chances:
Tips for Payday Loans in Australia
Increase your chances of approval for a payday loan in Australia by
meeting lender requirements, providing accurate information, and demonstrating proof of income.
Maintain a positive credit history and borrow responsibly, choosing reputable lenders like Fundo
for
fast and efficient service.
Experience Fundo through the eyes of our customers.
See why our customers love our loans. We can help with
Short Term Loans ,
No Check Loans ,
Same Day Loans ,
Bad Credit Loans ,
Personal Loans ,
Fast Loans ,
$1000 Loans Emergency Loans ,
Education Loans ,
Furniture Loans ,
Bond Loans ,
Home Renovation Loans ,
Dental Loans ,
Cosmetic Surgery Loans ,
Easy Cash Loans
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Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²Things you should know
*Terms and conditions, fees and charges apply. Max loan amount of $5,000 includes fees and charges. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
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