Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Same day funds up to $5,0001
Finder
AI Innovation
Award 2024
When unexpected bills arise, finding quick cash becomes paramount. You might be on the hunt for options like low interest loans for bad credit. Many traditional lending options can be a hassle, often taking weeks or even months to get approved. However, at Fundo, we believe that securing funds should be simpler and faster. As an alternative lender, we empower you to access funds from the comfort of your home, no matter where you are in Australia.
At Fundo, we specialise in short-term loans for all Australians, particularly those with less-than-perfect credit. Here’s what sets us apart:
Unlike endlessly searching for long-term small loans or low income personal loans for bad credit, you can find a solution with Fundo that’s designed to work for you. We offer short-term loans with repayment terms for up to 180 days, making repayment manageable. Plus, if you're someone who consistently pays on time or early, we're generally more likely to approve your future applications!
With a Fundo loan, you can cater to various needs, whether it's an emergency cash injection or funding your next project. Here's how we can help:
It's never been easier to manage your financial wellness. Our interactive dashboard lets you view your account, reschedule payments, and get advice when you need it most. No more searching for low interest loans for bad credit—we’ve got you covered!
Before applying, check that you meet our straightforward eligibility criteria. You must:
If you check these boxes, simply send us your details along with your preferred loan amount, and you could get your funds on the same day if you apply during business hours! You can also review your standing through our Fundo Customer Score. Maintaining a good credit behaviour with us increases your chances of faster loan approval.
Why continue searching for savvy loans or clear cash loans? Get started with a Fundo loan today and experience the ease and flexibility of our service!




Fast, reliable, easy to use, reasonable. Helped me out with medical and vet bills. Been a life saver.
Very easy to apply and money was transferred within the hour.
Their website is very user friendly, application process is straightforward and re-apply is very quick.
Application took 5 minutes max. Being a repeat customer makes it super simple.
Easiest, cleanest, simplest app or platform I’ve found.
Fundo loans are amazing. The dashboard is easy to use and the staff at Fundo loans are always kind, friendly and helpful
¹Credit provided by Fundo Loans Pty Ltd ACN 604 639 143 Australian credit licence 491418 to approved applicants. Terms, conditions, fees, charges and eligibility criteria apply. Typical decision or funding time may vary depending on whether all required documents are provided before 4pm Sydney time on a business day. Same day decisions or funding are not guaranteed.
²Typical application time may vary depending on your device, information on hand and typing speed.
³Transfer times are not guaranteed, depend on if your bank is New Payments Platform (NPP) enabled and may vary on public holidays.
⁴Representative examples only, assumes timely repayment as per the loan agreement and no early repayment.
⁵Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years with a fortnightly repayment frequency.
⁶Comparison rate is based on an unsecured loan of $10,000 over a term of 3 years with a monthly repayment frequency.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
Bank logos and trade marks are property of their respective owners and are used for identification purposes only.
The information provided on this website is general in nature and for information only. It is not intended to be relied upon as advice. Before making a decision about any of our products, you should seek your own independent advice and refer to the terms and conditions to ensure that the product is appropriate for your particular objectives, financial situation and needs.
We typically respond within 2 min or sooner.