Low Interest Loans For Bad Credit
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
When unexpected bills arise, finding quick cash becomes paramount. You might be on the hunt for options like low interest loans for bad credit. Many traditional lending options can be a hassle, often taking weeks or even months to get approved. However, at Fundo, we believe that securing funds should be simpler and faster. As an alternative lender, we empower you to access funds from the comfort of your home, no matter where you are in Australia.
At Fundo, we specialise in short-term loans for all Australians, particularly those with less-than-perfect credit. Here’s what sets us apart:
Unlike endlessly searching for long-term small loans or low income personal loans for bad credit, you can find a solution with Fundo that’s designed to work for you. We offer short-term loans with repayment terms for up to 180 days, making repayment manageable. Plus, if you're someone who consistently pays on time or early, we're generally more likely to approve your future applications!
With a Fundo loan, you can cater to various needs, whether it's an emergency cash injection or funding your next project. Here's how we can help:
It's never been easier to manage your financial wellness. Our interactive dashboard lets you view your account, reschedule payments, and get advice when you need it most. No more searching for low interest loans for bad credit—we’ve got you covered!
Before applying, check that you meet our straightforward eligibility criteria. You must:
If you check these boxes, simply send us your details along with your preferred loan amount, and you could get your funds on the same day if you apply during business hours! You can also review your standing through our Fundo Score. Maintaining a good credit behaviour with us increases your chances of faster loan approval.
Why continue searching for savvy loans or clear cash loans? Get started with a Fundo loan today and experience the ease and flexibility of our service!
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
