Minute Loan
Same day funds up to $5,000
Same day funds up to $5,000
Finder
We approved 320+ loans in the last 24 hours!
Need a minute loan? When you’re faced with an emergency expense or a short-term financial gap, quick approval is crucial. Fundo offers instant cash loans starting from $500, with an easy online application process that only takes minutes to complete. Our fast approval ensures that you get access to the cash you need in no time, helping you manage urgent financial situations without unnecessary delays.
At Fundo, we understand that financial emergencies can arise unexpectedly, whether it’s a medical bill, unexpected car repairs, or another surprise expense. That’s why we’ve streamlined our application process to be fast, simple, and accessible 24/7. Once your loan request is submitted, it’s reviewed quickly, and approval is often granted on the same day. After approval, the funds are typically transferred to your account within hours, allowing you to handle your financial needs promptly.
In addition to fast approval, Fundo provides flexible repayment options, ensuring that you can repay your loan in a way that suits your budget. Whether you need a short-term repayment plan or more time to repay, Fundo’s minute loans offer the flexibility and speed you need to manage your financial challenges without stress.
Thousands of Australians have turned to Fundo for fast and reliable financial support, knowing that our quick approval process is designed to help them manage their finances with ease.
How long does it take to get approved for a minute loan with Fundo?
Fundo’s online application process is fast and easy, with approval often granted on the same day. Once approved, funds are typically transferred within hours.
What can I use a minute loan for?
Fundo’s minute loans can be used for various short-term financial needs, including emergency expenses, personal bills, or unexpected costs.
How flexible are Fundo’s repayment options?
Fundo offers flexible repayment plans that can be tailored to fit your financial situation, ensuring that managing your loan is stress-free.
Do I need perfect credit to apply for a minute loan with Fundo?
No, Fundo doesn’t require perfect credit. We focus on your current financial situation and ability to repay the loan.
Safe
and Secure. 5 min
application²
Kim S.
Ellie P.
Robert D.
Safe
and Secure. 5 min
application²
Safe
and Secure. 5 min
application²
Loan amount from $500 to $2,000
Minimum 91+ days to maximum 6
months
20% establishment fee and a flat
4% monthly fee4
Loan amount from $2,001 to $5,000
Minimum 91+ days to maximum 2 years
$400 establishment fee, interest at
47.80% p.a. (comparison rate 66.58% p.a.)5
4 Fees are based on loan principal advanced.
5 Comparison rate is based on an unsecured loan of $2,500 over a term of 2 years.
WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
6 The example assumes timely repayment as per the loan agreement, or additional fees and charges may apply.
Safe
and Secure. 5 min
application²Terms and conditions and fees and charges apply. Approval and loan amount are subject to our credit assessment criteria.
¹As soon as you sign your contract, we instantly send the funds to your nominated bank account. If your bank works with the New Payments Platform (NPP), most customers see funds in their account within 60 seconds. If your bank is not NPP enabled, or its a public holiday, the funds are usually received by the next business day
²Applying for a loan with Fundo usually takes about 5 minutes. However, this time can change based on a few things, such as your typing speed, the device you're using, and whether you have all the necessary information ready to go.
³As the approval process is influenced by various external factors, we can't guarantee that you'll receive a decision on the same day. However, most of our customers do receive a same-day response to their application with Fundo, if they submit their loan application and all the requested supporting information by 4pm Sydney time during a regular business day.
Fundo is an Australian direct lender that offers short-term, small loans without any legal jargon or red tape. Our online loans are designed to provide access to a broad range of qualified applicants, including those with less-than-perfect credit.
Finding small loans with flexible repayment terms is now a reality with Fundo - no need to keep searching for 'Debt Consolidation Loans Bad Credit', 'Personal Loan With Fast Approval', or '24 Hours Cash Loans'. Applying for Fundo loans in the future gets more engaging when you pay off your loans in advance penalty-free while also increasing your chances for approval.
Fundo believes that eligible applicants should be able to get closer to the loans they need. If you've been looking for small cash loans through search terms like 'Instant Approval Loans Need Cash Today', 'Payday Loans No Credit Check', or 'Savvy Loans', then you can stop looking now - let us show you how easy it is to apply for a loan with Fundo.
We typically respond within 2 min or sooner.
I'd like to borrow ($500 - $5000)
